Personal loans in Lake Annette, MO
Lake Annette gained roughly 1.9% in population across the 2020-to-2023 comparison. With an estimated 109 residents, Lake Annette is the 779th-largest of 937 places in Missouri.
For a borrower among the roughly 109 residents of Lake Annette, a personal loan is a tool whose cost turns on the terms, not the address. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lake Annette's 109 residents are no exception. To lend to Lake Annette's 109 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. The closest larger city is Freeman, MO about 2 miles away.
Borrowing in Lake Annette: the local picture
Here is the sourced Census picture for Lake Annette, plus the Missouri lending rules that apply to a loan taken out here.
- Population: an estimated 109 residents, 779th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 1.9% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: roughly 17% of Missouri's places have fewer residents than Lake Annette's 109.
- Density: the Census land area of 0.2 sq mi holds about 699 people per square mile.
- By land area: Lake Annette ranks 848th among Missouri's 937 places, at 0.2 sq mi.
- Water area: Lake Annette has 0.07 square miles of water, ranking 102nd of 937 places in Missouri.
- Within Missouri: about 0.0% of the state's population lives in Lake Annette.
- Nationally: Lake Annette is the 17,977th-largest of 19,457 Census places in the dataset.
- Growth rank: Lake Annette's 2020-to-2023 change ranks 271st of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Lake Annette moved 1.9%.
- Density rank: Lake Annette is the 495th most densely settled place in Missouri.
- Density vs Missouri: Lake Annette's 699 people per square mile compare with a state median of 743.
- Location: coordinates 38.6537, -94.5058 (US Census Bureau Gazetteer).
- Nearest larger cities: Freeman (2 mi); West Line (5 mi); Cleveland (5 mi); Peculiar (6 mi); Harrisonville (8 mi). Lenders licensed in the state serve Lake Annette whether or not they keep a local branch.
- Smaller communities within reach: Riverview Estates (7 mi); Baldwin Park (17 mi); Merwin (18 mi).
- Within a 50-mile radius: 15 smaller Census places.
- Larger places within 100 miles: 380.
The state rulebook for Lake Annette
Missouri has no separate rate rule for Lake Annette; the sourced rows below are what reach every lender that serves its 109 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Lake Annette: area, density and distance
The Census Gazetteer records 0.2 square miles of land and 0.07 square miles of water within Lake Annette. Spread across it are roughly 699 residents per square mile. The state's population centre of gravity, Kansas City, is roughly 33 miles away. Lake Annette has 135 larger places within a 50-mile radius. Within the same 50 miles lie 15 smaller Census places.
Lake Annette in state context
Within Missouri, Lake Annette holds roughly 0.0% of all residents, the 779th-largest share among 937 places. On the 2020-to-2023 trend, Lake Annette stands 271st among Missouri's 937 places — roughly the 71th percentile. Its roughly 699 residents per square mile place it 495th among Missouri's places. Between 2020 and 2023 the count changed by roughly 2 residents.
Inside a Lake Annette personal loan
With roughly 109 residents, Lake Annette is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lake Annette can be quoted different APRs on the same amount and term. The term you choose in Lake Annette decides the split between a comfortable payment and the total interest you pay.
How lenders reach Lake Annette
At roughly 699 people per square mile, Lake Annette is moderately settled; 135 larger places lie within 50 miles. Lenders licensed in Missouri reach Lake Annette's 109 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Freeman, MO about 2 miles away.
Common questions
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Nearby places
- Freeman, MO — population 492
- West Line, MO — population 113
- Peculiar, MO — population 6,101
- Riverview Estates, MO — population 74
- Cleveland, MO — population 639
- Harrisonville, MO — population 9,852
- Raymore, MO — population 25,306
- Belton, MO — population 25,534