Personal loans in Lafayette, TN

Decide the purpose of the loan and your repayment plan before sharing any details with a Lafayette lender. From the 2020 Census base to the 2023 estimate, the population rose by about 4.2%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lafayette's 5,839 residents. The nearest larger city is Hartsville/Trousdale, TN about 11 miles away.

The Lafayette data picture

What follows is Lafayette's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.

• Population: a Census-estimated 5,839, 93rd among Tennessee's 344 places (Vintage 2023).
• Population trend: About 4.2% above the 2020 Census base.
• People gained or lost: about 236 more since the 2020 base.
• Size percentile: with 5,839 residents, Lafayette is larger than about 73% of Tennessee's Census places.
• Population density: about 1,102 people per square mile across 5.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lafayette ranks 159th among Tennessee's 344 places, at 5.3 sq mi.
• Within Tennessee: about 0.2% of the state's population lives in Lafayette.
• National rank: Lafayette is the 4,423rd most populous of the 19,457 Census places covered here.
• Growth rank: Lafayette ranks 85th among Tennessee's 344 places for the 2020-to-2023 change.
• Against the state trend: Lafayette's 4.2% change compares with a Tennessee average of +2.4% across its 344 places.
• Density in Tennessee: Lafayette ranks 50th by people per square mile.
• Against the state median: Lafayette runs about 1,102 residents per square mile, where the Tennessee median is 553.
• Location: coordinates 36.5240, -86.0306 (US Census Bureau Gazetteer).
• Nearest larger cities: Hartsville/Trousdale (11 mi); Gallatin (26 mi); Portland (28 mi); Lebanon (28 mi); Franklin (32 mi). Living near a larger metro rarely changes what is available in Lafayette.
• Smaller towns nearby: Red Boiling Springs (10 mi); Westmoreland (12 mi); Fountain Run (15 mi).
• Smaller neighbours: 39 places smaller than Lafayette sit within 50 miles.
• At 100 miles: 52 larger Census places fall inside that radius.

Getting a loan in Lafayette

Lafayette is a moderately settled community of about 5,839 people, with 17 larger places inside a 50-mile radius. Lenders licensed in Tennessee reach Lafayette's 5,839 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hartsville/Trousdale, TN about 11 miles away.

Lafayette: area, density and distance

The Census Gazetteer records about 5.3 square miles of land within Lafayette, with no significant water area listed. With 5,839 residents, the land area yields roughly 1,102 people per square mile. The state's population centre of gravity, Memphis, is roughly 241 miles away. Counting outward 50 miles, 17 larger communities surround Lafayette. By land area it ranks 159th of 344 Tennessee places.

What a Lafayette borrower is actually offered

Most loans made to Lafayette's 5,839 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lafayette loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lafayette loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Lafayette sits in Tennessee

Among Tennessee's 344 places, Lafayette sits at 93rd for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Lafayette ranks 85th of 344 in Tennessee (about the 75th percentile). At about 1,102 people per square mile, Lafayette is the 50th most densely settled place in Tennessee. Between 2020 and 2023 the count changed by roughly 236 residents.

Tennessee consumer-lending rules applied in Lafayette

Read the table as a lender's compliance picture for Lafayette: the rule, the sourced figure, the publisher and the date.