Personal loans in LaCoste, TX

LaCoste is a small community of about 1,206 residents, and a personal loan taken out here is governed by Texas statute. A 2020-to-2023 comparison shows LaCoste up by about 11.8%. Compare APR, not the interest rate, because the APR folds in most fees on a LaCoste loan. For a bigger market, look to Castroville, TX about 4 miles away.

LaCoste: the sourced local profile

Set out below is LaCoste's local context next to the state-level rules that reach every lender here.

• Population: 1,206 people, a figure that places LaCoste 753rd among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 11.8% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 127 residents.
• Size percentile: about 38% of Texas's Census places are smaller than LaCoste.
• Density: roughly 1,911 residents per square mile, spread over 0.6 sq mi of land.
• By land area: LaCoste ranks 1,112th among Texas's 1,224 places, at 0.6 sq mi.
• Share of state population: LaCoste's 1,206 residents are about 0.0% of Texas.
• National rank: LaCoste is the 9,526th most populous of the 19,457 Census places covered here.
• Growth rank: LaCoste ranks 186th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: LaCoste's 11.8% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: LaCoste is the 189th most densely settled place in Texas.
• Against the state median: LaCoste runs about 1,911 residents per square mile, where the Texas median is 840.
• Location: coordinates 29.3100, -98.8111 (US Census Bureau Gazetteer).
• Nearest larger cities: Castroville (4 mi); Lytle (5 mi); Natalia (9 mi); Somerset (11 mi); Devine (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Von Ormy (10 mi); Grey Forest (22 mi); Hill Country Village (27 mi).
• Within a 50-mile radius: 10 smaller Census places.
• Within 100 miles: 93 places are larger than LaCoste.

LaCoste: area, density and distance

LaCoste covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,911 residents per square mile. The state's population centre of gravity, Houston, is roughly 208 miles away. Within 50 miles of LaCoste there are 42 larger Census places. Within the same 50 miles lie 10 smaller Census places.

LaCoste against the rest of Texas

Set beside Texas's 1,224 places, LaCoste ranks 753rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, LaCoste ranks 186th of 1,224 in Texas (about the 85th percentile). Its roughly 1,911 residents per square mile place it 189th among Texas's places. By land area, its 0.6 square miles rank 1,112th of 1,224 places in Texas.

A practical checklist for LaCoste borrowers

Before you apply in LaCoste, a community of about 1,206, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Texas regulator's records to confirm the lender is licensed here.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is LaCoste-specific: the same Texas licensing and disclosure rules reach all 1,206 residents.

What Texas law requires in LaCoste

Read the table as a lender's compliance picture for LaCoste: the rule, the sourced figure, the publisher and the date.

What shapes a LaCoste personal loan

In LaCoste, a small community of about 1,206, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a LaCoste loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a LaCoste loan is knowable in advance — unlike a revolving card balance.