Personal loans in Koyuk, AK

The 2020 count to the 2023 estimate shows about 4.2% decline in Koyuk. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Koyuk's 297 residents. If debt is already a strain, a nonprofit credit counsellor can help Koyuk residents before they take on more. The closest larger city is Elim, AK about 41 miles away.

The Koyuk data picture

Read the local figures below as context; read the sourced Alaska table as the rulebook a lender here must follow.

• Population: a Census-estimated 297, 84th among Alaska's 149 places (Vintage 2023).
• Population trend: Roughly 4.2% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
• Size percentile: about 44% of Alaska communities are smaller than Koyuk (297 residents).
• Population density: about 58 people per square mile across 5.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Koyuk covers 5.1 square miles, the 96th-largest area among Alaska's 149 places.
• Share of state population: Koyuk's 297 residents are about 0.1% of Alaska.
• National rank: Koyuk sits 15,150th by population among the 19,457 places in this dataset.
• Growth rank: Koyuk ranks 92nd among Alaska's 149 places for the 2020-to-2023 change.
• Against the state trend: Koyuk's 4.2% change compares with a Alaska average of -3.1% across its 149 places.
• Density rank: Koyuk is the 69th most densely settled place in Alaska.
• Density in context: Koyuk's 58 people per square mile sit against a Alaska median of 40.
• Location: coordinates 64.9399, -161.1209 (US Census Bureau Gazetteer).
• Nearest larger cities: Elim (41 mi); Buckland (72 mi); Unalakleet (73 mi); St. Michael (107 mi); Stebbins (107 mi). Larger metros often have more branches, but online lenders reach Koyuk on the same terms.
• Smaller communities within reach: Shaktoolik (40 mi); Golovin (61 mi); White Mountain (70 mi).
• Smaller places within 50 miles: 1 of them.
• At 100 miles: 3 larger Census places fall inside that radius.

Koyuk on the map

Koyuk's land area is roughly 5.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 58 residents per square mile. The state's population centre of gravity, Anchorage, is roughly 452 miles away. A 50-mile radius around Koyuk takes in 1 places that are larger. By land area it ranks 96th of 149 Alaska places.

The Alaska lending rules that reach Koyuk

Alaska has no separate rate rule for Koyuk; the sourced rows below are what reach every lender that serves its 297 people.

What shapes a Koyuk personal loan

Koyuk is a small community of about 297 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Koyuk. Because the payment is fixed, the total cost of a Koyuk loan is knowable in advance — unlike a revolving card balance.

Koyuk's place among Alaska's 149 places

Koyuk is the 84th-largest of 149 Census places in Alaska and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Koyuk stands 92nd among Alaska's 149 places — roughly the 38th percentile. By density, at about 58 people per square mile, it ranks 69th in Alaska. By land area, its 5.1 square miles rank 96th of 149 places in Alaska.

Borrowing reach in Koyuk

Koyuk is sparsely settled, with about 58 people per square mile and 1 larger places within 50 miles. Distance to a branch rarely matters for Koyuk's 297 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Elim, AK about 41 miles away.