Personal loans in Kinross, IA

With an estimated 77 residents, Kinross is the 851st-largest of 940 places in Iowa. The nearest larger city is South English, IA about 5 miles away. State law, not city hall, decides what a lender may do to Kinross's roughly 77 residents, and a state regulator supervises it. Price two or three terms so you can see which payment is truly affordable in Kinross.

Where Kinross stands

What follows is Kinross's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: about 77 people live here, which puts Kinross 851st of 940 Census places in Iowa (Vintage 2023).
• Population trend: A loss of roughly 1.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: with 77 residents, Kinross is larger than about 9% of Iowa's Census places.
• Land and density: 0.2 square miles of land carry roughly 407 residents per square mile.
• Land area rank: Kinross's 0.2 square miles rank 875th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Kinross.
• Nationally: Kinross is the 18,529th-largest of 19,457 Census places in the dataset.
• Growth rank: Kinross's 2020-to-2023 change ranks 481st of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Kinross moved 1.3%.
• Density in Iowa: Kinross ranks 658th by people per square mile.
• Density in context: Kinross's 407 people per square mile sit against a Iowa median of 672.
• Location: it lies at 41.4591, -91.9873 in the Census Gazetteer.
• Nearest larger cities: South English (5 mi); North English (6 mi); Keota (7 mi); Harper (7 mi); Wellman (8 mi). Online lenders reach Kinross no matter how far the nearest branch is.
• Nearest smaller towns: Thornburg (18 mi); Hayesville (19 mi); Gibson (21 mi).
• Smaller neighbours: 7 places smaller than Kinross sit within 50 miles.
• Within 100 miles: 517 places are larger than Kinross.

Kinross's place among Iowa's 940 places

Within Iowa, Kinross holds roughly 0.0% of all residents, the 851st-largest share among 940 places. For population change between 2020 and 2023, Kinross ranks 481st of 940 in Iowa (about the 49th percentile). At about 407 people per square mile, Kinross is the 658th most densely settled place in Iowa. By land area, its 0.2 square miles rank 875th of 940 places in Iowa.

Getting a loan in Kinross

With about 407 residents per square mile, Kinross is lightly settled, and 130 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Kinross's 77 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is South English, IA about 5 miles away.

How personal loans work in Kinross

A Kinross personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 77 residents. The APR tracks your credit score rather than Kinross's rank of 851st in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Kinross loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Kinross

Inside Kinross's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 407 people per square mile. The state's population centre of gravity, Des Moines, is roughly 84 miles away. Within 50 miles of Kinross there are 130 larger Census places. Within the same 50 miles lie 7 smaller Census places.

Iowa consumer-lending rules applied in Kinross

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Kinross lender must follow.