Personal loans in Kinde, MI
Kinde is one of 533 Census places in Michigan; its 433 residents put it at 453rd. A lender serving Kinde holds a Michigan licence and answers to a Michigan regulator; no city office is involved for its 433 residents.
Pull your credit reports and line up at least three offers before you apply from Kinde. For the 433 people in Kinde, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Kinde lost roughly 2.0% of its population across the 2020-to-2023 comparison. The nearest larger city is Port Austin, MI about 7 miles away.
The Kinde data picture
Two layers matter for a Kinde borrower: the local population picture and Michigan's consumer-lending statutes.
- Population: about 433, ranked 453rd of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 2.0% across the 2020-to-2023 comparison.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: roughly 15% of Michigan's places have fewer residents than Kinde's 433.
- Density: roughly 368 residents per square mile, spread over 1.2 sq mi of land.
- Land area: Kinde covers 1.2 square miles, the 344th-largest area among Michigan's 533 places.
- Water: Kinde holds about 0.02 square miles, the 298th-largest water area in Michigan.
- Within Michigan: about 0.0% of the state's population lives in Kinde.
- National standing: Kinde ranks 13,753rd of 19,457 US places.
- Growth rank: Kinde ranks 456th among Michigan's 533 places for the 2020-to-2023 change.
- Against the state trend: Kinde's 2.0% change compares with a Michigan average of -0.3% across its 533 places.
- Density rank: Kinde places 477th among Michigan's places by people per square mile.
- Against the state median: Kinde runs about 368 residents per square mile, where the Michigan median is 1,078.
- Location: mapped by the US Census Bureau at 43.9414, -82.9967.
- Nearest larger cities: Port Austin (7 mi); Bad Axe (9 mi); Elkton (13 mi); Caseville (14 mi); Pigeon (16 mi). Living near a larger metro rarely changes what is available in Kinde.
- Nearest smaller towns: Port Hope (14 mi); Owendale (20 mi); Minden City (22 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 14 of them.
- Larger places within 100 miles: 138.
The Michigan lending rules that reach Kinde
This table holds the Michigan rate and licensing rules for consumer loans made to Kinde's 433 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
What is available to Kinde borrowers
Kinde is lightly settled, with about 368 people per square mile and 28 larger places within 50 miles. Distance to a branch rarely matters for Kinde's 433 residents: the application is online and the price follows your credit file. The nearest bigger place is Port Austin, MI about 7 miles away.
The geography behind Kinde
Inside Kinde's boundaries lie roughly 1.2 square miles of land and 0.02 square miles of water. That land carries about 368 people per square mile. The largest place in Michigan, Detroit, lies about 108 miles away. Counting outward 50 miles, 28 larger communities surround Kinde. The 100-mile radius contains 138 larger places.
Where Kinde sits in Michigan
Set beside Michigan's 533 places, Kinde ranks 453rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Kinde stands 456th among Michigan's 533 places — roughly the 14th percentile. At about 368 people per square mile, Kinde is the 477th most densely settled place in Michigan. The population moved by about 9 people between 2020 and 2023, a 2.0% shift.
The anatomy of a Kinde personal loan
Kinde is a small community of about 433 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Kinde lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Kinde loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Port Austin, MI — population 655
- Bad Axe, MI — population 2,977
- Elkton, MI — population 786
- Ubly, MI — population 835
- Caseville, MI — population 644
- Port Hope, MI — population 274
- Pigeon, MI — population 1,198
- Owendale, MI — population 259