Personal loans in Kenton, TN
Two households in Kenton with comparable incomes can still be offered different rates; the city's 1,257 residents are not the reason. A single loan can carry different costs on either side of a state line, and Kenton sits on the Tennessee side of that line. By population, Kenton sits at 219th in Tennessee, with an estimated 1,257 residents. Use the calculator on this page to price an amount and term before you commit in Kenton. A 2020-to-2023 comparison shows Kenton down by about 2.0%. A larger market lies at Dyer, TN about 9 miles away.
Kenton: population, trend and location
Most of what governs a Kenton loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,257 residents; Kenton is the 219th-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.0%.
- Net change: roughly 25 fewer people than the 2020 Census counted.
- Size percentile: with 1,257 residents, Kenton is larger than about 36% of Tennessee's Census places.
- Population density: about 499 people per square mile across 2.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Kenton's 2.5 square miles rank 234th of 344 places in Tennessee.
- Water: Kenton holds about 0.01 square miles, the 109th-largest water area in Tennessee.
- State share: roughly 0.0% of Tennessee's residents live in Kenton (1,257 people).
- National standing: Kenton ranks 9,371st of 19,457 US places.
- Growth in Tennessee: Kenton stands 317th by percentage change from 2020 to 2023, among 344 places.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Kenton's 2.0%.
- Density rank: Kenton places 189th among Tennessee's places by people per square mile.
- Against the state median: Kenton runs about 499 residents per square mile, where the Tennessee median is 553.
- Location: latitude 36.2022, longitude -89.0180 (Census Gazetteer).
- Nearest larger cities: Dyer (9 mi); Greenfield (12 mi); Troy (12 mi); Martin (13 mi); Newbern (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Rutherford (6 mi); Yorkville (9 mi); Trimble (9 mi), each with its own Census population profile.
- Smaller neighbours: 46 places smaller than Kenton sit within 50 miles.
- Larger places within 100 miles: 128.
How Kenton compares across Tennessee
Against Tennessee's other places, Kenton accounts for about 0.0% of the state's population and ranks 219th of 344 by size. On the 2020-to-2023 trend, Kenton stands 317th among Tennessee's 344 places — roughly the 8th percentile. Its roughly 499 residents per square mile place it 189th among Tennessee's places. Within 50 miles sit 46 smaller Census places, alongside the 37 that are larger.
Getting a loan in Kenton
Kenton is a lightly settled community of about 1,257 people, with 37 larger places inside a 50-mile radius. A Tennessee licence lets a lender serve Kenton without a local office, so branch density does not change what its 1,257 residents are offered. For a larger market, the closest option is Dyer, TN about 9 miles away.
What to do before borrowing in Kenton
These steps shape the offer you get in Kenton, a place of about 1,257 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Tennessee regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Kenton and the rest of Tennessee is not the process but the borrower's own file, among the 1,257 people here.
Which Tennessee laws govern a loan in Kenton
For the roughly 1,257 residents of Kenton, the rules below are Tennessee's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
The geography behind Kenton
Kenton covers about 2.5 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 499 residents per square mile. Memphis, the largest place in Tennessee, is about 92 miles from Kenton. Kenton has 37 larger places within a 50-mile radius. By land area it ranks 234th of 344 Tennessee places.
Common questions
What are my options in Kenton if my credit is poor?
What loan size can I expect in Kenton?
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Does comparing loans in Kenton cost me credit score points?
Nearby places
- Rutherford, TN — population 1,141
- Dyer, TN — population 2,321
- Yorkville, TN — population 230
- Rives, TN — population 246
- Trimble, TN — population 535
- Obion, TN — population 976
- Sharon, TN — population 926
- Troy, TN — population 1,417