Personal loans in Kemp, OK

Kemp added about 5.7% to its population between the 2020 base and the 2023 estimate. If debt is already a strain, a nonprofit credit counsellor can help Kemp residents before they take on more. Consumer lending that reaches Kemp's 130 residents is governed by Oklahoma statute; no city ordinance changes it. The nearest larger metro is Achille, OK about 5 miles away.

Where Kemp stands

What follows is Kemp's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.

• Population: an estimated 130 residents, 477th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 5.7% across the 2020-to-2023 comparison.
• Absolute change: 7 residents added between 2020 and 2023.
• Size percentile: about 19% of Oklahoma communities are smaller than Kemp (130 residents).
• Density: roughly 710 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Kemp ranks 562nd among Oklahoma's 590 places, at 0.2 sq mi.
• State population share: Kemp accounts for about 0.0% of everyone in Oklahoma.
• Nationally: Kemp is the 17,598th-largest of 19,457 Census places in the dataset.
• Growth in Oklahoma: Kemp stands 56th by percentage change from 2020 to 2023, among 590 places.
• Versus Oklahoma: the state average change is +1.3%, while Kemp moved 5.7%.
• Density in Oklahoma: Kemp ranks 214th by people per square mile.
• Against the state median: Kemp runs about 710 residents per square mile, where the Oklahoma median is 546.
• Location: 33.7696, -96.3544 (Census Gazetteer coordinates).
• Nearest larger cities: Achille (5 mi); Ravenna (9 mi); Colbert (11 mi); Bells (11 mi); Savoy (12 mi). Living near a larger metro rarely changes what is available in Kemp.
• Nearest smaller places: Hendrix (3 mi); Armstrong (20 mi); Dorchester (25 mi).
• Within a 50-mile radius: 6 smaller Census places.
• Larger places within 100 miles: 338.

Where Kemp sits in Oklahoma

Set beside Oklahoma's 590 places, Kemp ranks 477th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Kemp stands 56th among Oklahoma's 590 places — roughly the 91th percentile. Its roughly 710 residents per square mile place it 214th among Oklahoma's places. By land area, its 0.2 square miles rank 562nd of 590 places in Oklahoma.

Oklahoma consumer-lending rules applied in Kemp

This table holds the Oklahoma rate and licensing rules for consumer loans made to Kemp's 130 residents.

The anatomy of a Kemp personal loan

Most loans made to Kemp's 130 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Kemp's 130 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Kemp loan is knowable in advance — unlike a revolving card balance.

Kemp: area, density and distance

Kemp covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 710 residents per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 135 miles. Kemp has 85 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.

Lender access in Kemp

At roughly 710 people per square mile, Kemp is moderately settled; 85 larger places lie within 50 miles. What is available to Kemp's 130 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Achille, OK about 5 miles away.