Personal loans in Keene, TX

Census figures put the 2020-to-2023 increase in Keene at about 6.8%. Read the disclosure for an origination fee and any prepayment penalty before signing in Keene. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Keene's 6,860 residents. The closest larger place is Joshua, TX about 6 miles away.

Local context for Keene

What follows is Keene's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: an estimated 6,860 residents, 311th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 6.8% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 439 residents.
• Size percentile: bigger than about 75% of the places in Texas, with 6,860 residents in Keene.
• Population density: about 1,315 people per square mile (Census land area 5.2 sq mi).
• By land area: Keene ranks 357th among Texas's 1,224 places, at 5.2 sq mi.
• Water: Keene holds about 0.06 square miles, the 282nd-largest water area in Texas.
• Share of Texas: Keene holds about 0.0% of the state's population, some 6,860 people.
• Nationally: Keene is the 4,036th-largest of 19,457 Census places in the dataset.
• Growth rank: Keene's 2020-to-2023 change ranks 331st of 1,224 places in Texas.
• Against the state trend: Keene's 6.8% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Keene ranks 343rd by people per square mile.
• Density vs Texas: Keene's 1,315 people per square mile compare with a state median of 840.
• Location: it lies at 32.3961, -97.3235 in the Census Gazetteer.
• Nearest larger cities: Joshua (6 mi); Cleburne (6 mi); Burleson (8 mi); Crowley (13 mi); Venus (13 mi). Living near a larger metro rarely changes what is available in Keene.
• Nearest smaller towns: Coyote Flats (3 mi); Cross Timber (6 mi); Alvarado (7 mi).
• Smaller neighbours: 91 places smaller than Keene sit within 50 miles.
• Within 100 miles: 113 places are larger than Keene.

Keene against the rest of Texas

Against Texas's other places, Keene accounts for about 0.0% of the state's population and ranks 311th of 1,224 by size. For population change between 2020 and 2023, Keene ranks 331st of 1,224 in Texas (about the 73th percentile). At about 1,315 people per square mile, Keene is the 343rd most densely settled place in Texas. In land area, Keene ranks 357th among Texas's 1,224 places.

The geography behind Keene

Keene's land area is about 5.2 square miles; a further 0.06 square miles is water. That land carries about 1,315 people per square mile. The largest place in Texas, Houston, lies about 214 miles away. Keene has 55 larger places within a 50-mile radius. Within the same 50 miles lie 91 smaller Census places.

How personal loans work in Keene

With roughly 6,860 residents, Keene is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Keene. A longer term lowers the monthly payment on a Keene loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Keene

With about 1,315 residents per square mile, Keene is moderately settled, and 55 larger Census places sit within 50 miles. A Texas licence lets a lender serve Keene without a local office, so branch density does not change what its 6,860 residents are offered. The nearest bigger place is Joshua, TX about 6 miles away.

How Texas law applies in Keene

Texas has no separate rate rule for Keene; the sourced rows below are what reach every lender that serves its 6,860 people.