Personal loans in Juniata, NE
If you are weighing a personal loan in Juniata, start from the payment you can carry; its 742 residents face the same statewide rules. Juniata ranks 149th of 527 places in Nebraska, with a population near 742.
Judge Juniata offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.1% decline in Juniata. A lender that serves Juniata operates under Nebraska lending statutes and a Nebraska supervisor. The closest larger city is Hastings, NE about 6 miles away.
Juniata by the numbers
Two layers matter for a Juniata borrower: the local population picture and Nebraska's consumer-lending statutes.
- Population: 742 people, a figure that places Juniata 149th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: about 72% of Nebraska's Census places are smaller than Juniata.
- Population density: about 1,099 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Juniata covers 0.7 square miles, the 161st-largest area among Nebraska's 527 places.
- Share of Nebraska: Juniata holds about 0.0% of the state's population, some 742 people.
- National rank: Juniata is 11,511th of 19,457 places nationwide.
- Growth rank: Juniata's 2020-to-2023 change ranks 289th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Juniata moved 1.1%.
- Density rank: Juniata is the 176th most densely settled place in Nebraska.
- Density in context: Juniata's 1,099 people per square mile sit against a Nebraska median of 830.
- Location: 40.5902, -98.5070 (US Census Bureau Gazetteer).
- Nearest larger cities: Hastings (6 mi); Kenesaw (8 mi); Doniphan (15 mi); Wood River (17 mi); Shelton (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Prosser (8 mi); Roseland (9 mi); Ayr (11 mi).
- Smaller neighbours: 61 places smaller than Juniata sit within 50 miles.
- Larger places within 100 miles: 67.
What is available to Juniata borrowers
With about 1,099 residents per square mile, Juniata is moderately settled, and 25 larger Census places sit within 50 miles. What is available to Juniata's 742 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Hastings, NE about 6 miles away.
Which Nebraska laws govern a loan in Juniata
Below are the Nebraska rules that apply to a loan made in Juniata, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Where Juniata sits
Juniata's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,099 people per square mile. The state's population centre of gravity, Omaha, is roughly 136 miles away. A 50-mile radius around Juniata takes in 25 places that are larger. The 100-mile radius contains 67 larger places.
Juniata against the rest of Nebraska
Within Nebraska, Juniata holds roughly 0.0% of all residents, the 149th-largest share among 527 places. For population change between 2020 and 2023, Juniata ranks 289th of 527 in Nebraska (about the 45th percentile). By density, at about 1,099 people per square mile, it ranks 176th in Nebraska. Within 50 miles sit 61 smaller Census places, alongside the 25 that are larger.
How a Juniata personal loan is priced
With roughly 742 residents, Juniata is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Juniata's rank of 149th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Juniata loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Hastings, NE — population 24,896
- Prosser, NE — population 75
- Roseland, NE — population 258
- Kenesaw, NE — population 916
- Ayr, NE — population 85
- Holstein, NE — population 186
- Doniphan, NE — population 811
- Wood River, NE — population 1,158