Personal loans in Jordan, MN
A personal loan in Jordan is priced from your credit file and income, not from the fact that the city holds 6,752 people. Which products a lender may offer to Jordan's 6,752 residents follows from the Minnesota consumer-lending framework.
Jordan is home to roughly 6,752 people and stands 135th by size out of 853 Census places in Minnesota. Judge Jordan offers on total cost, not on how quickly the money arrives. Population in Jordan climbed about 1.3% over the three years from 2020 to 2023. The next larger city is Belle Plaine, MN about 7 miles away.
Jordan: population, trend and location
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: the Census counts 6,752 residents in Jordan (Vintage 2023 subcounty estimate), the 135th-largest figure among Minnesota's 853 places.
- Population trend: Growth of about 1.3% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 89 residents.
- Size percentile: roughly 84% of Minnesota places rank below Jordan.
- Density: the Census land area of 3.6 sq mi holds about 1,861 people per square mile.
- Land area: Jordan covers 3.6 square miles, the 213th-largest area among Minnesota's 853 places.
- Water area: Jordan has 0.02 square miles of water, ranking 338th of 853 places in Minnesota.
- Share of state population: Jordan's 6,752 residents are about 0.1% of Minnesota.
- National rank: Jordan sits 4,083rd by population among the 19,457 places in this dataset.
- Growth in Minnesota: Jordan stands 214th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Jordan's 1.3% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Jordan is the 87th most densely settled place in Minnesota.
- Against the state median: Jordan runs about 1,861 residents per square mile, where the Minnesota median is 607.
- Location: 44.6646, -93.6402 (Census Gazetteer coordinates).
- Nearest larger cities: Belle Plaine (7 mi); New Prague (9 mi); Chaska (11 mi); Prior Lake (11 mi); Shakopee (11 mi). Larger metros often have more branches, but online lenders reach Jordan on the same terms.
- Nearest smaller places: Carver (7 mi); Cologne (10 mi); Heidelberg (12 mi).
- Within a 50-mile radius: 116 smaller Census places.
- Larger places within 100 miles: 119.
The Minnesota lending rules that reach Jordan
Read the table as a lender's compliance picture for Jordan: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
What to do before borrowing in Jordan
For Jordan's roughly 6,752 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Minnesota; what changes is your credit file, not the fact that Jordan holds 6,752 people.
Where Jordan sits
Jordan's land area is about 3.6 square miles; a further 0.02 square miles is water. That land carries about 1,861 people per square mile. Minneapolis, the largest place in Minnesota, is about 28 miles from Jordan. Within 50 miles of Jordan there are 93 larger Census places. By land area it ranks 213th of 853 Minnesota places.
What is available to Jordan borrowers
Jordan is moderately settled, with about 1,861 people per square mile and 93 larger places within 50 miles. A Minnesota licence lets a lender serve Jordan without a local office, so branch density does not change what its 6,752 residents are offered. For a larger market, the closest option is Belle Plaine, MN about 7 miles away.
What a Jordan borrower is actually offered
A Jordan personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,752 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Jordan. Shortening the term on a Jordan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Jordan if my credit is poor?
What loan size can I expect in Jordan?
Do I have to pledge anything to borrow in Jordan?
Does comparing loans in Jordan cost me credit score points?
Nearby places
- Carver, MN — population 6,613
- Belle Plaine, MN — population 7,416
- New Prague, MN — population 8,240
- Chaska, MN — population 29,034
- Heidelberg, MN — population 134
- Cologne, MN — population 2,075
- Shakopee, MN — population 47,158
- Victoria, MN — population 11,493