Personal loans in Jordan Valley, OR

Jordan Valley: the sourced local profile

What follows is Jordan Valley's place in the Census record, alongside the Oregon rules that govern a personal loan made here.

• Population: a Census-estimated 138, 228th among Oregon's 240 places (Vintage 2023).
• Population trend: A gain of roughly 2.2% between 2020 and 2023.
• Net change: roughly 3 more people than the 2020 Census counted.
• Size percentile: about 5% of Oregon's Census places are smaller than Jordan Valley.
• Density: the Census land area of 2.1 sq mi holds about 66 people per square mile.
• By land area: Jordan Valley ranks 95th among Oregon's 240 places, at 2.1 sq mi.
• Within Oregon: about 0.0% of the state's population lives in Jordan Valley.
• National rank: Jordan Valley is the 17,461st most populous of the 19,457 Census places covered here.
• Growth rank: Jordan Valley's 2020-to-2023 change ranks 46th of 240 places in Oregon.
• State comparison: Oregon's places average +0.7% for 2020-to-2023, against Jordan Valley's 2.2%.
• Density rank: Jordan Valley places 238th among Oregon's places by people per square mile.
• Against the state median: Jordan Valley runs about 66 residents per square mile, where the Oregon median is 1,575.
• Location: 42.9793, -117.0574 (Census Gazetteer coordinates).
• Nearest larger cities: Melba (38 mi); Marsing (41 mi); Homedale (44 mi); Nampa (49 mi); Grand View (49 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Placerville (87 mi); Unity (116 mi), each with its own Census population profile.
• Within a 50-mile radius: 0 smaller Census places.
• At 100 miles: 32 larger Census places fall inside that radius.

A practical checklist for Jordan Valley borrowers

A sensible order of operations for a loan in Jordan Valley, home to about 138 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Oregon licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Jordan Valley as elsewhere in Oregon, the written terms — not the advertisement — are what count for its 138 residents.

Oregon rules behind a Jordan Valley personal loan

This table holds the Oregon rate and licensing rules for consumer loans made to Jordan Valley's 138 residents.

Jordan Valley in state context

Against Oregon's other places, Jordan Valley accounts for about 0.0% of the state's population and ranks 228th of 240 by size. For population change between 2020 and 2023, Jordan Valley ranks 46th of 240 in Oregon (about the 81th percentile). By density, at about 66 people per square mile, it ranks 238th in Oregon. By land area, its 2.1 square miles rank 95th of 240 places in Oregon.

Land, water and location for Jordan Valley

Jordan Valley covers about 2.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 66 residents per square mile. For the state's biggest city, Portland, the distance is roughly 328 miles. Counting outward 50 miles, 7 larger communities surround Jordan Valley. Within the same 50 miles lie 0 smaller Census places.

What a Jordan Valley borrower is actually offered

Jordan Valley is a small community of about 138 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Jordan Valley lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Jordan Valley loan is knowable in advance — unlike a revolving card balance.