Personal loans in Jordan, NY

Jordan is a small community in New York, with an estimated 1,203 residents, and every licensed lender here follows the same state rulebook. The 2020 count to the 2023 estimate shows about 2.0% decline in Jordan. With an estimated 1,203 residents, Jordan is the 390th-largest of 595 places in New York. Decide the purpose of the loan and your repayment plan before sharing any details with a Jordan lender. When New York caps or restricts a product, lenders either change the terms or withdraw it from Jordan as from the rest of the state. The nearest larger metro is Weedsport, NY about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Jordan: the sourced local profile

Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.

The anatomy of a Jordan personal loan

Most loans made to Jordan's 1,203 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Jordan's 1,203 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Jordan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Jordan

At roughly 1,034 people per square mile, Jordan is moderately settled; 56 larger places lie within 50 miles. Distance to a branch rarely matters for Jordan's 1,203 residents: the application is online and the price follows your credit file. The nearest larger city, Weedsport, NY about 5 miles away.

Jordan against the rest of New York

Against New York's other places, Jordan accounts for about 0.0% of the state's population and ranks 390th of 595 by size. For population change between 2020 and 2023, Jordan ranks 404th of 595 in New York (about the 32th percentile). By density, at about 1,034 people per square mile, it ranks 397th in New York. Between 2020 and 2023 the count changed by roughly 24 residents.

Land, water and location for Jordan

Jordan covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,034 people per square mile. The state's population centre of gravity, New York, is roughly 211 miles away. Counting outward 50 miles, 56 larger communities surround Jordan. By land area it ranks 343rd of 595 New York places.

The state rulebook for Jordan

Below are the New York rules that apply to a loan made in Jordan, each with the regulator that issued it.

RuleDetailSource
State lending regulatorNew York State Department of Financial Services (DFS)
Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York"
New York State Department of Financial Services
as of 2026-09-16
Maximum legal interest rate (usury cap)16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501)
Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum."
New York State Senate (Open Legislation)
as of 2026-09-16
Payday lending statusIllegal in New York State, in person, by telephone, or over the Internet
Source says: "Payday loans are illegal in New York State."
New York State Department of Financial Services
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Jordan if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Jordan is the same as anywhere in New York.
What loan size can I expect in Jordan?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Jordan?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Jordan cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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