Personal loans in Jordan, NY
Jordan is a small community in New York, with an estimated 1,203 residents, and every licensed lender here follows the same state rulebook. The 2020 count to the 2023 estimate shows about 2.0% decline in Jordan. With an estimated 1,203 residents, Jordan is the 390th-largest of 595 places in New York. Decide the purpose of the loan and your repayment plan before sharing any details with a Jordan lender. When New York caps or restricts a product, lenders either change the terms or withdraw it from Jordan as from the rest of the state. The nearest larger metro is Weedsport, NY about 5 miles away.
Jordan: the sourced local profile
Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.
- Population: about 1,203 people live here, which puts Jordan 390th of 595 Census places in New York (Vintage 2023).
- Population trend: About 2.0% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 24 residents.
- Size percentile: Jordan's 1,203 people outrank roughly 34% of the places in New York.
- Population density: about 1,034 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Jordan's 1.2 square miles rank 343rd of 595 places in New York.
- Within New York: about 0.0% of the state's population lives in Jordan.
- Nationally: Jordan is the 9,538th-largest of 19,457 Census places in the dataset.
- Growth rank: Jordan ranks 404th among New York's 595 places for the 2020-to-2023 change.
- Versus New York: the state average change is -1.1%, while Jordan moved 2.0%.
- Density rank: Jordan is the 397th most densely settled place in New York.
- Against the state median: Jordan runs about 1,034 residents per square mile, where the New York median is 1,515.
- Location: it lies at 43.0671, -76.4729 in the Census Gazetteer.
- Nearest larger cities: Weedsport (5 mi); Port Byron (8 mi); Camillus (8 mi); Skaneateles (9 mi); Marcellus (9 mi). Lenders licensed in the state serve Jordan whether or not they keep a local branch.
- Smaller places close by: Elbridge (3 mi); Meridian (7 mi); Cato (8 mi).
- Within a 50-mile radius: 34 smaller Census places.
- Larger places within 100 miles: 149.
The anatomy of a Jordan personal loan
Most loans made to Jordan's 1,203 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Jordan's 1,203 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Jordan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Jordan
At roughly 1,034 people per square mile, Jordan is moderately settled; 56 larger places lie within 50 miles. Distance to a branch rarely matters for Jordan's 1,203 residents: the application is online and the price follows your credit file. The nearest larger city, Weedsport, NY about 5 miles away.
Jordan against the rest of New York
Against New York's other places, Jordan accounts for about 0.0% of the state's population and ranks 390th of 595 by size. For population change between 2020 and 2023, Jordan ranks 404th of 595 in New York (about the 32th percentile). By density, at about 1,034 people per square mile, it ranks 397th in New York. Between 2020 and 2023 the count changed by roughly 24 residents.
Land, water and location for Jordan
Jordan covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,034 people per square mile. The state's population centre of gravity, New York, is roughly 211 miles away. Counting outward 50 miles, 56 larger communities surround Jordan. By land area it ranks 343rd of 595 New York places.
The state rulebook for Jordan
Below are the New York rules that apply to a loan made in Jordan, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Common questions
What are my options in Jordan if my credit is poor?
What loan size can I expect in Jordan?
Do I have to pledge anything to borrow in Jordan?
Does comparing loans in Jordan cost me credit score points?
Nearby places
- Elbridge, NY — population 951
- Weedsport, NY — population 1,768
- Meridian, NY — population 285
- Skaneateles, NY — population 2,520
- Cato, NY — population 530
- Port Byron, NY — population 1,225
- Marcellus, NY — population 1,755
- Auburn, NY — population 25,983