Personal loans in Joliet, IL

The 2020 count to the 2023 estimate shows about 0.1% growth in Joliet. Read the disclosure for an origination fee and any prepayment penalty before signing in Joliet. The closest larger city is Aurora, IL about 19 miles away. Rate ceilings, licensing requirements and product limits for Joliet are all set at the Illinois level.

Joliet: population, trend and location

Most of what governs a Joliet loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.

• Population: about 150,489, ranked 3rd of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.1% more residents than the 2020 Census counted.
• Net change: roughly 96 more people than the 2020 Census counted.
• Size percentile: bigger than about 100% of the places in Illinois, with 150,489 residents in Joliet.
• Density: roughly 2,270 residents per square mile, spread over 66.3 sq mi of land.
• Land area: Joliet covers 66.3 square miles, the 2nd-largest area among Illinois's 1,294 places.
• Water area rank: Joliet ranks 31st among Illinois's 1,294 places, with 0.74 sq mi.
• Share of Illinois: Joliet holds about 1.4% of the state's population, some 150,489 people.
• National rank: Joliet is the 173rd most populous of the 19,457 Census places covered here.
• Growth rank: Joliet's 2020-to-2023 change ranks 119th of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Joliet's 0.1%.
• Density in Illinois: Joliet ranks 175th by people per square mile.
• Density in context: Joliet's 2,270 people per square mile sit against a Illinois median of 993.
• Location: it lies at 41.5169, -88.1480 in the Census Gazetteer.
• Nearest larger cities: Aurora (19 mi); Chicago (33 mi); Milwaukee (107 mi). Online lenders reach Joliet no matter how far the nearest branch is.
• Nearest smaller towns: Rockdale (1 mi); Shorewood (3 mi); Crest Hill (4 mi).
• Within a 50-mile radius: 318 smaller Census places.
• Within 100 miles: 2 places are larger than Joliet.

Which Illinois laws govern a loan in Joliet

This table holds the Illinois rate and licensing rules for consumer loans made to Joliet's 150,489 residents.

What shapes a Joliet personal loan

With roughly 150,489 residents, Joliet is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Joliet can be quoted different APRs on the same amount and term. The term you choose in Joliet decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Joliet

With about 2,270 residents per square mile, Joliet is fairly dense, and 2 larger Census places sit within 50 miles. Whether Joliet has a local branch or not, a Illinois-licensed lender can serve its 150,489 people online on the same terms. The nearest larger city, Aurora, IL about 19 miles away.

Where Joliet sits

Joliet's land area is about 66.3 square miles; a further 0.74 square miles is water. The resulting density is about 2,270 people per square mile. Chicago, the largest place in Illinois, is about 33 miles from Joliet. A 50-mile radius around Joliet takes in 2 places that are larger. Within the same 50 miles lie 318 smaller Census places.

Where Joliet sits in Illinois

Against Illinois's other places, Joliet accounts for about 1.4% of the state's population and ranks 3rd of 1,294 by size. On the 2020-to-2023 trend, Joliet stands 119th among Illinois's 1,294 places — roughly the 91th percentile. By density, at about 2,270 people per square mile, it ranks 175th in Illinois. By land area, its 66.3 square miles rank 2nd of 1,294 places in Illinois.