Personal loans in Jackson, MS

Jackson is a sizable city of about 143,709 residents, and a personal loan taken out here is governed by Mississippi statute. At about 143,709 residents, Jackson is larger than roughly 100% of the places in Mississippi. Population in Jackson dropped about 6.5% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Jackson's 143,709 residents are no exception. There is no larger Mississippi city nearby — Jackson is itself the state's biggest.

Jackson by the numbers

What follows is Jackson's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 143,709 residents; Jackson is the 1st-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Roughly 6.5% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 9,994 residents.
• Size percentile: roughly 100% of Mississippi's places have fewer residents than Jackson's 143,709.
• Population density: 1,287 people per square mile on 111.7 square miles of land.
• Land area rank: Jackson's 111.7 square miles rank 1st of 299 places in Mississippi.
• Water area: Jackson has 2.14 square miles of water, ranking 10th of 299 places in Mississippi.
• Within Mississippi: about 9.7% of the state's population lives in Jackson.
• National rank: Jackson sits 189th by population among the 19,457 places in this dataset.
• Growth rank: Jackson ranks 254th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Jackson's 6.5% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Jackson places 20th among Mississippi's places by people per square mile.
• Against the state median: Jackson runs about 1,287 residents per square mile, where the Mississippi median is 434.
• Location: latitude 32.3158, longitude -90.2129 (Census Gazetteer).
• Smaller towns nearby: Richland (7 mi); Pearl (8 mi); Clinton (8 mi).
• Smaller places within 50 miles: 47 of them.
• At 100 miles: 0 larger Census places fall inside that radius.

The Mississippi lending rules that reach Jackson

This table holds the Mississippi rate and licensing rules for consumer loans made to Jackson's 143,709 residents.

Getting a loan in Jackson

With about 1,287 residents per square mile, Jackson is moderately settled, and 0 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Jackson's 143,709 residents online, so the nearest branch is not what sets your APR.

Jackson on the map

Inside Jackson's boundaries lie roughly 111.7 square miles of land and 2.14 square miles of water. Spread across it are roughly 1,287 residents per square mile. Jackson has 0 larger places within a 50-mile radius. Within the same 50 miles lie 47 smaller Census places.

How Jackson compares across Mississippi

Jackson is the 1st-largest of 299 Census places in Mississippi and contains about 9.7% of the state's people. For population change between 2020 and 2023, Jackson ranks 254th of 299 in Mississippi (about the 15th percentile). At about 1,287 people per square mile, Jackson is the 20th most densely settled place in Mississippi. By land area, its 111.7 square miles rank 1st of 299 places in Mississippi.

What shapes a Jackson personal loan

With roughly 143,709 residents, Jackson is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Jackson can be quoted different APRs on the same amount and term. The term you choose in Jackson decides the split between a comfortable payment and the total interest you pay.