Personal loans in Jackson, NE
In Jackson, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. The Census estimates 202 residents in Jackson, which ranks it 326th of 527 places in Nebraska.
The 2020 count to the 2023 estimate shows about 1.9% decline in Jackson. Judge Jackson offers on total cost, not on how quickly the money arrives. The closest larger city is North Sioux City, SD about 7 miles away. Consumer lending that reaches Jackson's 202 residents is governed by Nebraska statute; no city ordinance changes it.
Local context for Jackson
What follows is Jackson's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 202 people, a figure that places Jackson 326th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.9% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: Jackson's 202 people outrank roughly 38% of the places in Nebraska.
- Population density: 449 people per square mile on 0.5 square miles of land.
- Land area rank: Jackson's 0.5 square miles rank 251st of 527 places in Nebraska.
- Within Nebraska: about 0.0% of the state's population lives in Jackson.
- National standing: Jackson ranks 16,461st of 19,457 US places.
- Growth rank: Jackson's 2020-to-2023 change ranks 371st of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Jackson moved 1.9%.
- Density rank: Jackson is the 391st most densely settled place in Nebraska.
- Density vs Nebraska: Jackson's 449 people per square mile compare with a state median of 830.
- Location: it lies at 42.4482, -96.5713 in the Census Gazetteer.
- Nearest larger cities: North Sioux City (7 mi); Dakota City (8 mi); South Sioux City (8 mi); Homer (10 mi); Sioux City (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Hubbard (4 mi); Waterbury (8 mi); Martinsburg (14 mi).
- Smaller places within 50 miles: 29 of them.
- Larger places within 100 miles: 308.
Jackson against the rest of Nebraska
Among Nebraska's 527 places, Jackson sits at 326th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 371st of 527 Nebraska places, putting it near the 30th percentile for growth. Its roughly 449 residents per square mile place it 391st among Nebraska's places. Between 2020 and 2023 the count changed by roughly 4 residents.
Inside a Jackson personal loan
In Jackson, a small community of about 202, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Jackson loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Jackson loan is knowable in advance — unlike a revolving card balance.
Nebraska consumer-lending rules applied in Jackson
Nebraska has no separate rate rule for Jackson; the sourced rows below are what reach every lender that serves its 202 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Before you apply in Jackson
These steps shape the offer you get in Jackson, a place of about 202 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Nebraska regulator's licence list.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Jackson as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 202 residents.
Jackson on the map
The Census Gazetteer records about 0.5 square miles of land within Jackson, with no significant water area listed. Spread across it are roughly 449 residents per square mile. The state's population centre of gravity, Omaha, is roughly 86 miles away. A 50-mile radius around Jackson takes in 73 places that are larger. The 100-mile radius contains 308 larger places.
Common questions
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Nearby places
- Hubbard, NE — population 170
- North Sioux City, SD — population 3,048
- Homer, NE — population 517
- Dakota City, NE — population 2,047
- Jefferson, SD — population 448
- South Sioux City, NE — population 13,856
- Waterbury, NE — population 72
- Ponca, NE — population 895