Personal loans in Iraan, TX
Iraan is a small community in Texas, with an estimated 995 residents, and every licensed lender here follows the same state rulebook. A lender that serves Iraan operates under Texas lending statutes and a Texas supervisor.
The Census counts 995 people in Iraan, the 798th-largest figure among Texas's 1,224 places. Use the calculator on this page to price an amount and term before you commit in Iraan. Iraan shed about 6.0% of its population between the 2020 base and the 2023 estimate. The closest larger city is McCamey, TX about 24 miles away.
Borrowing in Iraan: the local picture
Set out below is Iraan's local context next to the state-level rules that reach every lender here.
- Population: 995 — Iraan ranks 798th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 6.0%.
- Change in people: the 2020-to-2023 comparison is a loss of about 63 residents.
- Size percentile: with 995 residents, Iraan is larger than about 35% of Texas's Census places.
- Population density: 1,613 people per square mile on 0.6 square miles of land.
- By land area: Iraan ranks 1,114th among Texas's 1,224 places, at 0.6 sq mi.
- Share of state population: Iraan's 995 residents are about 0.0% of Texas.
- National standing: Iraan ranks 10,220th of 19,457 US places.
- Growth in Texas: Iraan stands 1,208th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Iraan moved 6.0%.
- Density rank: Iraan is the 255th most densely settled place in Texas.
- Against the state median: Iraan runs about 1,613 residents per square mile, where the Texas median is 840.
- Location: 30.9129 / -101.9001, per the US Census Bureau Gazetteer.
- Nearest larger cities: McCamey (24 mi); Big Lake (33 mi); Crane (42 mi); Fort Stockton (58 mi); Odessa (72 mi). Larger metros often have more branches, but online lenders reach Iraan on the same terms.
- Smaller places nearby: Rankin (22 mi); Grandfalls (64 mi); Mertzon (68 mi).
- Smaller places within 50 miles: 1 of them.
- Larger places within 100 miles: 14.
How a Iraan personal loan is priced
With roughly 995 residents, Iraan is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Iraan's rank of 798th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Iraan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Iraan
Inside Iraan's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 1,613 people per square mile. For the state's biggest city, Houston, the distance is roughly 396 miles. A 50-mile radius around Iraan takes in 3 places that are larger. Within the same 50 miles lie 1 smaller Census places.
Iraan against the rest of Texas
Among Texas's 1,224 places, Iraan sits at 798th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 1,208th of 1,224 Texas places, putting it near the 1th percentile for growth. By density, at about 1,613 people per square mile, it ranks 255th in Texas. In land area, Iraan ranks 1,114th among Texas's 1,224 places.
Texas consumer-lending rules applied in Iraan
When Texas does not publish a figure, the row links to the source instead of inventing a number; Iraan is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What to do before borrowing in Iraan
Complete these steps first when you borrow in Iraan (995 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Texas licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
In Iraan as elsewhere in Texas, the written terms — not the advertisement — are what count for its 995 residents.
Common questions
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Does comparing loans in Iraan cost me credit score points?
Nearby places
- Rankin, TX — population 733
- McCamey, TX — population 1,717
- Big Lake, TX — population 2,753
- Crane, TX — population 3,362
- Fort Stockton, TX — population 8,113
- Grandfalls, TX — population 327
- Odessa, TX — population 115,743
- Midland, TX — population 138,397