Personal loans in Ione, WA

The roughly 451 people who live in Ione borrow under Washington rules; city hall sets no personal-loan rate. Begin with the payment, then weigh APR and total interest across the lenders that reach Ione's 451 residents. State law, not city hall, decides what a lender may do to Ione's roughly 451 residents, and a state regulator supervises it. The next larger city is Colville, WA about 26 miles away.

Ione by the numbers

Most of what governs a Ione loan is written in Washington law rather than in the city; the sourced notes below make that split concrete.

• Population: about 451, ranked 241st of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 4.4% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 19 residents.
• Size percentile: roughly 14% of Washington's places have fewer residents than Ione's 451.
• Land and density: 0.5 square miles of land carry roughly 853 residents per square mile.
• By land area: Ione ranks 241st among Washington's 281 places, at 0.5 sq mi.
• Water: Ione holds about 0.09 square miles, the 111th-largest water area in Washington.
• Share of Washington: Ione holds about 0.0% of the state's population, some 451 people.
• Nationally: Ione is the 13,592nd-largest of 19,457 Census places in the dataset.
• Growth in Washington: Ione stands 73rd by percentage change from 2020 to 2023, among 281 places.
• Against the state trend: Ione's 4.4% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Ione is the 218th most densely settled place in Washington.
• Density vs Washington: Ione's 853 people per square mile compare with a state median of 1,518.
• Location: coordinates 48.7398, -117.4220 (US Census Bureau Gazetteer).
• Nearest larger cities: Colville (26 mi); Kettle Falls (31 mi); Chewelah (34 mi); Newport (42 mi); Priest River (45 mi). Larger metros often have more branches, but online lenders reach Ione on the same terms.
• Nearest smaller towns: Metaline (8 mi); Metaline Falls (9 mi); Northport (20 mi).
• Smaller neighbours: 7 places smaller than Ione sit within 50 miles.
• Within 100 miles: 45 places are larger than Ione.

The state rulebook for Ione

When Washington does not publish a figure, the row links to the source instead of inventing a number; Ione is bound by the same rules.

The geography behind Ione

The Census Gazetteer records 0.5 square miles of land and 0.09 square miles of water within Ione. That land carries about 853 people per square mile. Seattle, the largest place in Washington, is about 240 miles from Ione. Within 50 miles of Ione there are 6 larger Census places. The 100-mile radius contains 45 larger places.

Ione's place among Washington's 281 places

Set beside Washington's 281 places, Ione ranks 241st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Ione ranks 73rd of 281 in Washington (about the 74th percentile). By density, at about 853 people per square mile, it ranks 218th in Washington. Within 50 miles sit 7 smaller Census places, alongside the 6 that are larger.

How a Ione personal loan is priced

Most loans made to Ione's 451 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Ione's 451 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ione loan is knowable in advance — unlike a revolving card balance.

How lenders reach Ione

At roughly 853 people per square mile, Ione is moderately settled; 6 larger places lie within 50 miles. A Washington licence lets a lender serve Ione without a local office, so branch density does not change what its 451 residents are offered. The nearest larger city, Colville, WA about 26 miles away.