Personal loans in Ingram, WI
Ingram is a small community of about 71 residents, and a personal loan taken out here is governed by Wisconsin statute. Decide the purpose of the loan and your repayment plan before sharing any details with a Ingram lender.
The Census estimates 71 residents in Ingram, which ranks it 603rd of 605 places in Wisconsin. A single loan can carry different costs on either side of a state line, and Ingram sits on the Wisconsin side of that line. A 2020-to-2023 comparison shows Ingram down by about 2.7%. The nearest larger metro is Glen Flora, WI about 4 miles away.
Ingram: the sourced local profile
What follows is Ingram's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 71 — Ingram ranks 603rd of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: roughly 0% of Wisconsin's places have fewer residents than Ingram's 71.
- Land and density: 1.0 square miles of land carry roughly 72 residents per square mile.
- Land area rank: Ingram's 1.0 square miles rank 494th of 605 places in Wisconsin.
- State share: roughly 0.0% of Wisconsin's residents live in Ingram (71 people).
- National rank: Ingram is 18,632nd of 19,457 places nationwide.
- Growth rank: Ingram's 2020-to-2023 change ranks 556th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Ingram's 2.7%.
- Density rank: Ingram places 597th among Wisconsin's places by people per square mile.
- Density in context: Ingram's 72 people per square mile sit against a Wisconsin median of 800.
- Location: 45.5056 / -90.8137, per the US Census Bureau Gazetteer.
- Nearest larger cities: Glen Flora (4 mi); Hawkins (5 mi); Tony (9 mi); Kennan (11 mi); Conrath (14 mi). Living near a larger metro rarely changes what is available in Ingram.
- Nearest smaller towns: Big Falls (107 mi); Henriette (114 mi); Denham (118 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 188.
How personal loans work in Ingram
Ingram is a small community of about 71 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Ingram's rank of 603rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Ingram decides the split between a comfortable payment and the total interest you pay.
How Ingram compares across Wisconsin
Against Wisconsin's other places, Ingram accounts for about 0.0% of the state's population and ranks 603rd of 605 by size. For population change between 2020 and 2023, Ingram ranks 556th of 605 in Wisconsin (about the 8th percentile). At about 72 people per square mile, Ingram is the 597th most densely settled place in Wisconsin. By land area, its 1.0 square miles rank 494th of 605 places in Wisconsin.
What is available to Ingram borrowers
With about 72 residents per square mile, Ingram is sparsely settled, and 44 larger Census places sit within 50 miles. Distance to a branch rarely matters for Ingram's 71 residents: the application is online and the price follows your credit file. The nearest bigger place is Glen Flora, WI about 4 miles away.
Ingram on the map
The Census Gazetteer records about 1.0 square miles of land within Ingram, with no significant water area listed. With 71 residents, the land area yields roughly 72 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 220 miles away. A 50-mile radius around Ingram takes in 44 places that are larger. Within the same 50 miles lie 0 smaller Census places.
What Wisconsin law requires in Ingram
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Ingram is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Ingram if my credit is poor?
What loan size can I expect in Ingram?
Do I have to pledge anything to borrow in Ingram?
Does comparing loans in Ingram cost me credit score points?
Nearby places
- Glen Flora, WI — population 96
- Hawkins, WI — population 318
- Tony, WI — population 98
- Kennan, WI — population 142
- Sheldon, WI — population 252
- Conrath, WI — population 88
- Catawba, WI — population 138
- Ladysmith, WI — population 3,087