Personal loans in Inglewood, CA
Inglewood is one of 482 Census places in California; its 102,865 residents put it at 69th. Inglewood counts about 102,865 people, and what is genuinely local about borrowing here is limited — California law does the governing.
The 2020 count to the 2023 estimate shows about 4.5% decline in Inglewood. Judge Inglewood offers on total cost, not on how quickly the money arrives. For the 102,865 people in Inglewood, California runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Los Angeles, CA about 6 miles away.
Local context for Inglewood
Set out below is Inglewood's local context next to the state-level rules that reach every lender here.
- Population: 102,865 — Inglewood ranks 69th of 482 communities in California (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 4.5% since the 2020 count.
- Net change: roughly 4,900 fewer people than the 2020 Census counted.
- Size percentile: about 86% of California's Census places are smaller than Inglewood.
- Density: roughly 11,345 residents per square mile, spread over 9.1 sq mi of land.
- Land area rank: Inglewood's 9.1 square miles rank 230th of 482 places in California.
- Water area rank: Inglewood ranks 258th among California's 482 places, with 0.02 sq mi.
- Share of state population: Inglewood's 102,865 residents are about 0.3% of California.
- National rank: Inglewood sits 310th by population among the 19,457 places in this dataset.
- Growth in California: Inglewood stands 395th by percentage change from 2020 to 2023, among 482 places.
- Versus California: the state average change is -1.3%, while Inglewood moved 4.5%.
- Density in California: Inglewood ranks 19th by people per square mile.
- Density vs California: Inglewood's 11,345 people per square mile compare with a state median of 3,455.
- Location: coordinates 33.9561, -118.3443 (US Census Bureau Gazetteer).
- Nearest larger cities: Los Angeles (6 mi); Torrance (9 mi); Downey (12 mi); Long Beach (16 mi); Glendale (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Hawthorne (3 mi); Culver City (5 mi); Lawndale (5 mi).
- Smaller neighbours: 108 places smaller than Inglewood sit within 50 miles.
- Within 100 miles: 40 places are larger than Inglewood.
California consumer-lending rules applied in Inglewood
Read the table as a lender's compliance picture for Inglewood: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| 36% rate cap on mid-size consumer loans (AB 539) | Consumer loans of $2,500 to under $10,000: cap of 36% per annum simple interest plus the Federal Funds Rate Source says: "charges at a rate not exceeding an annual simple interest rate of 36 percent per annum plus the Federal Funds Rate". | California Legislature — Financial Code § 22304.5 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum default; written contracts may set up to 10% per annum for consumer-purpose loans Source says: "shall be 7 percent per annum"; "for use primarily for personal, family, or household purposes, at a rate not exceeding 10 percent per annum". | California Legislature — California Constitution, Article XV, § 1 as of 2026-09-16 |
Inglewood on the map
Inglewood covers about 9.1 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 11,345 residents per square mile. Los Angeles, the largest place in California, is about 6 miles from Inglewood. Counting outward 50 miles, 24 larger communities surround Inglewood. The 100-mile radius contains 40 larger places.
A pre-application checklist for Inglewood
Before you apply in Inglewood, a community of about 102,865, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's California licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across California; what changes is your credit file, not the fact that Inglewood holds 102,865 people.
The anatomy of a Inglewood personal loan
In Inglewood, a sizable city of about 102,865, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Inglewood lender to disclose the APR and finance charge before you sign. Shortening the term on a Inglewood loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Inglewood
With about 11,345 residents per square mile, Inglewood is densely built, and 24 larger Census places sit within 50 miles. A California licence lets a lender serve Inglewood without a local office, so branch density does not change what its 102,865 residents are offered. The nearest larger city, Los Angeles, CA about 6 miles away.
Common questions
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What loan size can I expect in Inglewood?
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Nearby places
- Hawthorne, CA — population 83,364
- Lawndale, CA — population 30,155
- Gardena, CA — population 58,377
- Culver City, CA — population 39,041
- Los Angeles, CA — population 3,820,914
- El Segundo, CA — population 16,445
- Manhattan Beach, CA — population 33,369
- Hermosa Beach, CA — population 18,641