Personal loans in Ilion, NY

A personal loan in Ilion is priced from your credit file and income, not from the fact that the city holds 7,567 people. Begin with the payment, then weigh APR and total interest across the lenders that reach Ilion's 7,567 residents. Every figure below is New York's own, applied to Ilion's 7,567 residents, with the publisher and retrieval date attached. The closest larger city is Utica, NY about 11 miles away.

Ilion: population, trend and location

Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.

• Population: a Census-estimated 7,567, 115th among New York's 595 places (Vintage 2023).
• Population trend: Roughly 1.6% fewer residents than the 2020 Census counted.
• Absolute change: 124 residents lost between 2020 and 2023.
• Size percentile: Ilion sits ahead of around 81% of New York places, at 7,567 people.
• Land and density: 2.5 square miles of land carry roughly 3,035 residents per square mile.
• Land area rank: Ilion's 2.5 square miles rank 156th of 595 places in New York.
• Water: Ilion holds about 0.06 square miles, the 179th-largest water area in New York.
• Share of New York: Ilion holds about 0.1% of the state's population, some 7,567 people.
• National rank: Ilion sits 3,806th by population among the 19,457 places in this dataset.
• Growth rank: Ilion ranks 321st among New York's 595 places for the 2020-to-2023 change.
• Versus New York: the state average change is -1.1%, while Ilion moved 1.6%.
• Density in New York: Ilion ranks 138th by people per square mile.
• Density in context: Ilion's 3,035 people per square mile sit against a New York median of 1,515.
• Location: the Census Gazetteer records it at 43.0113, -75.0397.
• Nearest larger cities: Utica (11 mi); Rome (27 mi); Oneida (32 mi); Johnstown (34 mi); Gloversville (35 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Mohawk (2 mi); Frankfort (2 mi); Herkimer (3 mi).
• Smaller places within 50 miles: 83 of them.
• Larger places within 100 miles: 31.

Land, water and location for Ilion

Inside Ilion's boundaries lie roughly 2.5 square miles of land and 0.06 square miles of water. Spread across it are roughly 3,035 residents per square mile. The state's population centre of gravity, New York, is roughly 172 miles away. A 50-mile radius around Ilion takes in 7 places that are larger. By land area it ranks 156th of 595 New York places.

Getting a loan in Ilion

Ilion is fairly dense, with about 3,035 people per square mile and 7 larger places within 50 miles. What is available to Ilion's 7,567 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Utica, NY about 11 miles away.

Ilion in state context

Ilion is the 115th-largest of 595 Census places in New York and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 321st of 595 New York places, putting it near the 46th percentile for growth. At about 3,035 people per square mile, Ilion is the 138th most densely settled place in New York. Between 2020 and 2023 the count changed by roughly 124 residents.

The New York lending rules that reach Ilion

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Ilion lender must follow.

How personal loans work in Ilion

Ilion is a small town of about 7,567 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Ilion lender to disclose the APR and finance charge before you sign. Shortening the term on a Ilion loan raises the monthly payment but cuts the interest; lengthening it does the reverse.