Personal loans in Idabel, OK
The 2020 count to the 2023 estimate shows about 0.1% growth in Idabel. In Idabel, one of 590 Census places in Oklahoma, the figure to compare across lenders is the APR, not the advertised rate.
The Census estimates 6,971 residents in Idabel, which ranks it 62nd of 590 places in Oklahoma. For a bigger market, look to Paris, TX about 45 miles away. When Oklahoma caps or restricts a product, lenders either change the terms or withdraw it from Idabel as from the rest of the state. For a community of about 6,971, the practical step is to compare APR across at least three lenders before committing.
Idabel: the sourced local profile
Idabel is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: 6,971 — Idabel ranks 62nd of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.1% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: Idabel's 6,971 people outrank roughly 89% of the places in Oklahoma.
- Density: roughly 419 residents per square mile, spread over 16.6 sq mi of land.
- By land area: Idabel ranks 51st among Oklahoma's 590 places, at 16.6 sq mi.
- Water: Idabel holds about 0.12 square miles, the 69th-largest water area in Oklahoma.
- State share: roughly 0.2% of Oklahoma's residents live in Idabel (6,971 people).
- Nationally: Idabel is the 3,992nd-largest of 19,457 Census places in the dataset.
- Growth rank: Idabel ranks 338th among Oklahoma's 590 places for the 2020-to-2023 change.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Idabel's 0.1%.
- Density rank: Idabel is the 366th most densely settled place in Oklahoma.
- Density vs Oklahoma: Idabel's 419 people per square mile compare with a state median of 546.
- Location: 33.9074, -94.8222 (US Census Bureau Gazetteer).
- Nearest larger cities: Paris (45 mi); Mount Pleasant (53 mi); Texarkana (53 mi); Texarkana (58 mi); Sulphur Springs (70 mi). Living near a larger metro rarely changes what is available in Idabel.
- Smaller communities close by: Garvin (7 mi); Broken Bow (10 mi); Haworth (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 45 smaller Census places.
- Larger places within 100 miles: 15.
Idabel: area, density and distance
Inside Idabel's boundaries lie roughly 16.6 square miles of land and 0.12 square miles of water. With 6,971 residents, the land area yields roughly 419 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 187 miles away. Within 50 miles of Idabel there are 1 larger Census places. By land area it ranks 51st of 590 Oklahoma places.
How a Idabel personal loan is priced
With roughly 6,971 residents, Idabel is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Idabel's rank of 62nd in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Idabel loan is knowable in advance — unlike a revolving card balance.
Idabel against the rest of Oklahoma
Set beside Oklahoma's 590 places, Idabel ranks 62nd by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Idabel stands 338th among Oklahoma's 590 places — roughly the 43th percentile. Its roughly 419 residents per square mile place it 366th among Oklahoma's places. By land area, its 16.6 square miles rank 51st of 590 places in Oklahoma.
What Oklahoma law requires in Idabel
This table holds the Oklahoma rate and licensing rules for consumer loans made to Idabel's 6,971 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Lender access in Idabel
Idabel is lightly settled, with about 419 people per square mile and 1 larger places within 50 miles. Distance to a branch rarely matters for Idabel's 6,971 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Paris, TX about 45 miles away.
Common questions
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Nearby places
- Garvin, OK — population 177
- Broken Bow, OK — population 4,222
- Haworth, OK — population 284
- Millerton, OK — population 213
- Wright City, OK — population 599
- Hochatown, OK — population 266
- Valliant, OK — population 806
- Annona, TX — population 185