Personal loans in Hurst, IL
With an estimated 749 residents, Hurst is the 730th-largest of 1,294 places in Illinois. For a borrower among the roughly 749 residents of Hurst, a personal loan is a tool whose cost turns on the terms, not the address.
The trend for Hurst between 2020 and 2023 is downward by roughly 1.3%. Compare APR, not the interest rate, because the APR folds in most fees on a Hurst loan. Lenders active in Hurst report to a Illinois supervisor, identified in the sourced rows below. The nearest larger city is Royalton, IL about 3 miles away.
Hurst: population, trend and location
What follows is Hurst's place in the Census record, alongside the Illinois rules that govern a personal loan made here.
- Population: 749 residents; Hurst is the 730th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: About 1.3% below the 2020 Census base.
- Absolute change: 10 residents lost between 2020 and 2023.
- Size percentile: roughly 44% of Illinois places rank below Hurst.
- Population density: about 844 people per square mile (Census land area 0.9 sq mi).
- Land area: Hurst covers 0.9 square miles, the 815th-largest area among Illinois's 1,294 places.
- Share of Illinois: Hurst holds about 0.0% of the state's population, some 749 people.
- National standing: Hurst ranks 11,466th of 19,457 US places.
- Growth rank: Hurst ranks 321st among Illinois's 1,294 places for the 2020-to-2023 change.
- Against the state trend: Hurst's 1.3% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Hurst is the 757th most densely settled place in Illinois.
- Density in context: Hurst's 844 people per square mile sit against a Illinois median of 993.
- Location: latitude 37.8370, longitude -89.1474 (Census Gazetteer).
- Nearest larger cities: Royalton (3 mi); Cambria (4 mi); De Soto (5 mi); Carterville (6 mi); Herrin (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Bush (1 mi); Colp (4 mi); Freeman Spur (8 mi), each with its own Census population profile.
- Within a 50-mile radius: 97 smaller Census places.
- Larger places within 100 miles: 282.
What a Hurst borrower is actually offered
With roughly 749 residents, Hurst is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Hurst lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Hurst loan is knowable in advance — unlike a revolving card balance.
A pre-application checklist for Hurst
Before you hand your details to a lender in Hurst, where the population is near 749:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Illinois; what changes is your credit file, not the fact that Hurst holds 749 people.
Hurst on the map
Inside Hurst's boundaries lie about 0.9 square miles of land, with no significant water area recorded. With 749 residents, the land area yields roughly 844 people per square mile. The state's population centre of gravity, Chicago, is roughly 287 miles away. Within 50 miles of Hurst there are 50 larger Census places. By land area it ranks 815th of 1,294 Illinois places.
Hurst in state context
Against Illinois's other places, Hurst accounts for about 0.0% of the state's population and ranks 730th of 1,294 by size. On the 2020-to-2023 trend, Hurst stands 321st among Illinois's 1,294 places — roughly the 75th percentile. At about 844 people per square mile, Hurst is the 757th most densely settled place in Illinois. By land area, its 0.9 square miles rank 815th of 1,294 places in Illinois.
What Illinois law requires in Hurst
For the roughly 749 residents of Hurst, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Bush, IL — population 238
- Royalton, IL — population 1,043
- Cambria, IL — population 1,769
- Colp, IL — population 175
- De Soto, IL — population 1,381
- Carterville, IL — population 5,808
- Elkville, IL — population 822
- Zeigler, IL — population 1,468