Personal loans in Hunting Valley, OH
Hunting Valley is a small community of about 771 residents, and a personal loan taken out here is governed by Ohio statute. Rate ceilings, licensing requirements and product limits for Hunting Valley are all set at the Ohio level.
The Census counts 771 people in Hunting Valley, the 578th-largest figure among Ohio's 924 places. Decide the purpose of the loan and your repayment plan before sharing any details with a Hunting Valley lender. A 2020-to-2023 comparison shows Hunting Valley up by about 1.4%. The next larger city is Pepper Pike, OH about 2 miles away.
Hunting Valley: the sourced local profile
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: 771 people, a figure that places Hunting Valley 578th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.4% from the 2020 Census base to the 2023 estimate.
- Absolute change: 11 residents added between 2020 and 2023.
- Size percentile: about 37% of Ohio's Census places are smaller than Hunting Valley.
- Density: the Census land area of 7.9 sq mi holds about 98 people per square mile.
- By land area: Hunting Valley ranks 136th among Ohio's 924 places, at 7.9 sq mi.
- Water area rank: Hunting Valley ranks 123rd among Ohio's 924 places, with 0.12 sq mi.
- Share of Ohio: Hunting Valley holds about 0.0% of the state's population, some 771 people.
- National rank: Hunting Valley is the 11,352nd most populous of the 19,457 Census places covered here.
- Growth rank: Hunting Valley ranks 112th among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Hunting Valley's 1.4%.
- Density rank: Hunting Valley places 918th among Ohio's places by people per square mile.
- Density vs Ohio: Hunting Valley's 98 people per square mile compare with a state median of 1,289.
- Location: coordinates 41.4844, -81.4128 (US Census Bureau Gazetteer).
- Nearest larger cities: Pepper Pike (2 mi); Mayfield Heights (3 mi); Moreland Hills (3 mi); Gates Mills (3 mi); Chagrin Falls (4 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Woodmere (4 mi); Highland Hills (6 mi); Waite Hill (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 23 of them.
- Larger places within 100 miles: 337.
Ohio consumer-lending rules applied in Hunting Valley
Read the table as a lender's compliance picture for Hunting Valley: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
A practical checklist for Hunting Valley borrowers
These steps shape the offer you get in Hunting Valley, a place of about 771 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Ohio regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
In Hunting Valley as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 771 residents.
Land, water and location for Hunting Valley
Hunting Valley's land area is about 7.9 square miles; a further 0.12 square miles is water. That land carries about 98 people per square mile. Columbus, the largest place in Ohio, is about 132 miles from Hunting Valley. Within 50 miles of Hunting Valley there are 155 larger Census places. By land area it ranks 136th of 924 Ohio places.
How a Hunting Valley personal loan is priced
A Hunting Valley personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 771 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hunting Valley. The term you choose in Hunting Valley decides the split between a comfortable payment and the total interest you pay.
What is available to Hunting Valley borrowers
At roughly 98 people per square mile, Hunting Valley is sparsely settled; 155 larger places lie within 50 miles. Lenders licensed in Ohio reach Hunting Valley's 771 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Pepper Pike, OH about 2 miles away.
Common questions
What are my options in Hunting Valley if my credit is poor?
What loan size can I expect in Hunting Valley?
Do I have to pledge anything to borrow in Hunting Valley?
Does comparing loans in Hunting Valley cost me credit score points?
Nearby places
- Gates Mills, OH — population 2,227
- Pepper Pike, OH — population 6,823
- Moreland Hills, OH — population 3,437
- Mayfield Heights, OH — population 19,793
- Chagrin Falls, OH — population 4,087
- Mayfield, OH — population 3,300
- Bentleyville, OH — population 884
- Woodmere, OH — population 638