Personal loans in Hulmeville, PA
Population in Hulmeville dropped about 0.3% over the three years from 2020 to 2023. With roughly 981 residents, Hulmeville is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.
About 981 people live in Hulmeville, placing it 601st of 1,013 Census places in Pennsylvania. The nearest larger metro is Penndel, PA about 1 miles away. State law, not city hall, decides what a lender may do to Hulmeville's roughly 981 residents, and a state regulator supervises it. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Hulmeville.
Borrowing in Hulmeville: the local picture
Two layers matter for a Hulmeville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: about 981, ranked 601st of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: roughly 41% of Pennsylvania places rank below Hulmeville.
- Land and density: 0.4 square miles of land carry roughly 2,756 residents per square mile.
- By land area: Hulmeville ranks 835th among Pennsylvania's 1,013 places, at 0.4 sq mi.
- Water area: Hulmeville has 0.02 square miles of water, ranking 353rd of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Hulmeville holds about 0.0% of the state's population, some 981 people.
- National rank: Hulmeville sits 10,289th by population among the 19,457 places in this dataset.
- Growth rank: Hulmeville ranks 310th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Hulmeville's 0.3% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Hulmeville is the 361st most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Hulmeville's 2,756 people per square mile compare with a state median of 1,990.
- Location: it lies at 40.1433, -74.9069 in the Census Gazetteer.
- Nearest larger cities: Penndel (1 mi); Langhorne Manor (2 mi); Langhorne (3 mi); Bristol (4 mi); Tullytown (5 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Fieldsboro (9 mi); Ivyland (10 mi); Wrightstown (17 mi).
- Within a 50-mile radius: 31 smaller Census places.
- Within 100 miles: 714 places are larger than Hulmeville.
Steps to take before a Hulmeville loan
For Hulmeville's roughly 981 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Hulmeville-specific: the same Pennsylvania licensing and disclosure rules reach all 981 residents.
Inside a Hulmeville personal loan
In Hulmeville, a small community of about 981, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Hulmeville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Hulmeville loan is knowable in advance — unlike a revolving card balance.
Hulmeville in state context
Hulmeville is the 601st-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Hulmeville stands 310th among Pennsylvania's 1,013 places — roughly the 69th percentile. Its roughly 2,756 residents per square mile place it 361st among Pennsylvania's places. By land area, its 0.4 square miles rank 835th of 1,013 places in Pennsylvania.
What Pennsylvania law requires in Hulmeville
These are Pennsylvania's sourced lending facts as they reach Hulmeville's 981 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What is available to Hulmeville borrowers
Hulmeville is fairly dense, with about 2,756 people per square mile and 259 larger places within 50 miles. What is available to Hulmeville's 981 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Penndel, PA about 1 miles away.
Common questions
What are my options in Hulmeville if my credit is poor?
What loan size can I expect in Hulmeville?
Do I have to pledge anything to borrow in Hulmeville?
Does comparing loans in Hulmeville cost me credit score points?
Nearby places
- Penndel, PA — population 2,515
- Langhorne Manor, PA — population 1,491
- Langhorne, PA — population 1,624
- Bristol, PA — population 9,876
- Beverly, NJ — population 2,514
- Burlington, NJ — population 10,024
- Newtown, PA — population 2,256
- Tullytown, PA — population 2,250