Personal loans in Hudson, KS

Census figures put the 2020-to-2023 decrease in Hudson at about 3.2%. An estimated 91 people make their home in Hudson, a figure that ranks 512th in Kansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hudson is a small community in Kansas, with an estimated 91 residents, and every licensed lender here follows the same state rulebook. Judge Hudson offers on total cost, not on how quickly the money arrives. A lender that serves Hudson operates under Kansas lending statutes and a Kansas supervisor. Borrowers who want a bigger city can look to St. John, KS about 9 miles away.

The Hudson data picture

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

How lenders reach Hudson

With about 728 residents per square mile, Hudson is moderately settled, and 50 larger Census places sit within 50 miles. What is available to Hudson's 91 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, St. John, KS about 9 miles away.

Hudson in state context

Among Kansas's 625 places, Hudson sits at 512th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 533rd of 625 Kansas places, putting it near the 15th percentile for growth. By density, at about 728 people per square mile, it ranks 326th in Kansas. The population moved by about 3 people between 2020 and 2023, a 3.2% shift.

Kansas consumer-lending rules applied in Hudson

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Hudson lender must follow.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

The geography behind Hudson

Hudson covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 728 people per square mile. Wichita, the largest place in Kansas, is about 77 miles from Hudson. A 50-mile radius around Hudson takes in 50 places that are larger. Within the same 50 miles lie 20 smaller Census places.

What shapes a Hudson personal loan

With roughly 91 residents, Hudson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hudson's 91 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Hudson loan is knowable in advance — unlike a revolving card balance.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hudson if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hudson is the same as anywhere in Kansas.
What loan size can I expect in Hudson?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hudson?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hudson cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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