Personal loans in Howardville, MO

By population, Howardville sits at 604th in Missouri, with an estimated 258 residents. The next larger city is Lilbourn, MO about 2 miles away. Every figure below is Missouri's own, applied to Howardville's 258 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Howardville's 258 residents.

Where Howardville stands

Howardville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 258 people, a figure that places Howardville 604th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 6.5% between 2020 and 2023.
• Net change: roughly 18 fewer people than the 2020 Census counted.
• Size percentile: about 36% of Missouri's Census places are smaller than Howardville.
• Population density: about 1,132 people per square mile (Census land area 0.2 sq mi).
• Land area rank: Howardville's 0.2 square miles rank 772nd of 937 places in Missouri.
• Within Missouri: about 0.0% of the state's population lives in Howardville.
• Nationally: Howardville is the 15,645th-largest of 19,457 Census places in the dataset.
• Growth in Missouri: Howardville stands 921st by percentage change from 2020 to 2023, among 937 places.
• Versus Missouri: the state average change is +0.8%, while Howardville moved 6.5%.
• Density rank: Howardville is the 243rd most densely settled place in Missouri.
• Against the state median: Howardville runs about 1,132 residents per square mile, where the Missouri median is 743.
• Location: 36.5684, -89.5971 (Census Gazetteer coordinates).
• Nearest larger cities: Lilbourn (2 mi); New Madrid (3 mi); Marston (4 mi); Portageville (11 mi); Risco (12 mi). Lenders licensed in the state serve Howardville whether or not they keep a local branch.
• Smaller communities within reach: North Lilbourn (3 mi); Catron (7 mi); Tallapoosa (13 mi).
• Smaller neighbours: 34 places smaller than Howardville sit within 50 miles.
• Larger places within 100 miles: 263.

Howardville against the rest of Missouri

Howardville is the 604th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Howardville stands 921st among Missouri's 937 places — roughly the 2th percentile. By density, at about 1,132 people per square mile, it ranks 243rd in Missouri. Between 2020 and 2023 the count changed by roughly 18 residents.

Land, water and location for Howardville

Inside Howardville's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 1,132 people per square mile. Kansas City, the largest place in Missouri, is about 323 miles from Howardville. Within 50 miles of Howardville there are 78 larger Census places. By land area it ranks 772nd of 937 Missouri places.

How personal loans work in Howardville

With roughly 258 residents, Howardville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Howardville's rank of 604th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Howardville loan but raises total interest, so the smallest payment is not the cheapest loan.

The Missouri lending rules that reach Howardville

The rows below set out what a licensed lender must follow in Missouri, and so for Howardville's roughly 258 residents.

How lenders reach Howardville

Howardville is a moderately settled community of about 258 people, with 78 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Howardville without a local office, so branch density does not change what its 258 residents are offered. For a larger market, the closest option is Lilbourn, MO about 2 miles away.