Personal loans in Houston Acres, KY

Houston Acres ranks 296th of 416 places in Kentucky, with a population near 491. The closest larger place is St. Regis Park, KY about 1 miles away. State law, not city hall, decides what a lender may do to Houston Acres's roughly 491 residents, and a state regulator supervises it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Houston Acres loan.

Where Houston Acres stands

What follows is Houston Acres's place in the Census record, alongside the Kentucky rules that govern a personal loan made here.

• Population: about 491 people live here, which puts Houston Acres 296th of 416 Census places in Kentucky (Vintage 2023).
• Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: Houston Acres's 491 people outrank roughly 29% of the places in Kentucky.
• Land and density: 0.1 square miles of land carry roughly 3,410 residents per square mile.
• By land area: Houston Acres ranks 371st among Kentucky's 416 places, at 0.1 sq mi.
• State share: roughly 0.0% of Kentucky's residents live in Houston Acres (491 people).
• National rank: Houston Acres is the 13,241st most populous of the 19,457 Census places covered here.
• Growth rank: Houston Acres ranks 244th among Kentucky's 416 places for the 2020-to-2023 change.
• Against the state trend: Houston Acres's 1.0% change compares with a Kentucky average of -0.2% across its 416 places.
• Density rank: Houston Acres is the 58th most densely settled place in Kentucky.
• Density in context: Houston Acres's 3,410 people per square mile sit against a Kentucky median of 1,045.
• Location: latitude 38.2148, longitude -85.6145 (Census Gazetteer).
• Nearest larger cities: St. Regis Park (1 mi); Hurstbourne Acres (1 mi); Hurstbourne (2 mi); Jeffersontown (3 mi); St. Matthews (3 mi). Larger metros often have more branches, but online lenders reach Houston Acres on the same terms.
• Smaller places nearby: Cambridge (0 mi); Lincolnshire (1 mi); Meadowview Estates (1 mi).
• Smaller neighbours: 63 places smaller than Houston Acres sit within 50 miles.
• Within 100 miles: 336 places are larger than Houston Acres.

Borrowing reach in Houston Acres

Houston Acres is a fairly dense community of about 491 people, with 110 larger places inside a 50-mile radius. Lenders licensed in Kentucky reach Houston Acres's 491 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is St. Regis Park, KY about 1 miles away.

Houston Acres against the rest of Kentucky

Among Kentucky's 416 places, Houston Acres sits at 296th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Houston Acres stands 244th among Kentucky's 416 places — roughly the 41th percentile. By density, at about 3,410 people per square mile, it ranks 58th in Kentucky. In land area, Houston Acres ranks 371st among Kentucky's 416 places.

Houston Acres: area, density and distance

Inside Houston Acres's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 3,410 residents per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 64 miles away. Counting outward 50 miles, 110 larger communities surround Houston Acres. The 100-mile radius contains 336 larger places.

What shapes a Houston Acres personal loan

With roughly 491 residents, Houston Acres is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Houston Acres lender to disclose the APR and finance charge before you sign. The term you choose in Houston Acres decides the split between a comfortable payment and the total interest you pay.

The Kentucky lending rules that reach Houston Acres

Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Houston Acres lender must follow.