Personal loans in Holtville, CA

Census figures put the 2020-to-2023 decrease in Holtville at about 1.1%. Which products a lender may offer to Holtville's 5,555 residents follows from the California consumer-lending framework. Compare APR, not the interest rate, because the APR folds in most fees on a Holtville loan. For a bigger market, look to El Centro, CA about 11 miles away.

Holtville: population, trend and location

The figures below are Holtville's own — Census population, land area and coordinates — followed by the California rules.

• Population: an estimated 5,555 residents, 420th of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
• Net change: roughly 60 fewer people than the 2020 Census counted.
• Size percentile: about 13% of California's Census places are smaller than Holtville.
• Population density: 4,860 people per square mile on 1.1 square miles of land.
• By land area: Holtville ranks 464th among California's 482 places, at 1.1 sq mi.
• Within California: about 0.0% of the state's population lives in Holtville.
• National rank: Holtville is 4,554th of 19,457 places nationwide.
• Growth in California: Holtville stands 179th by percentage change from 2020 to 2023, among 482 places.
• State comparison: California's places average -1.3% for 2020-to-2023, against Holtville's 1.1%.
• Density rank: Holtville is the 145th most densely settled place in California.
• Density vs California: Holtville's 4,860 people per square mile compare with a state median of 3,455.
• Location: mapped by the US Census Bureau at 32.8138, -115.3783.
• Nearest larger cities: El Centro (11 mi); Calexico (11 mi); Imperial (11 mi); Brawley (14 mi); Calipatria (25 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Westmorland (21 mi); Wellton (69 mi); Indian Wells (82 mi), each with its own Census population profile.
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 22 places are larger than Holtville.

What is available to Holtville borrowers

At roughly 4,860 people per square mile, Holtville is fairly dense; 7 larger places lie within 50 miles. Lenders licensed in California reach Holtville's 5,555 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is El Centro, CA about 11 miles away.

How personal loans work in Holtville

Most loans made to Holtville's 5,555 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Holtville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Holtville loan is knowable in advance — unlike a revolving card balance.

Holtville: area, density and distance

Inside Holtville's boundaries lie about 1.1 square miles of land, with no significant water area recorded. The resulting density is about 4,860 people per square mile. The largest place in California, Los Angeles, lies about 194 miles away. Within 50 miles of Holtville there are 7 larger Census places. Within the same 50 miles lie 1 smaller Census places.

Holtville against the rest of California

Among California's 482 places, Holtville sits at 420th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Holtville ranks 179th of 482 in California (about the 63th percentile). At about 4,860 people per square mile, Holtville is the 145th most densely settled place in California. In land area, Holtville ranks 464th among California's 482 places.

Which California laws govern a loan in Holtville

California has no separate rate rule for Holtville; the sourced rows below are what reach every lender that serves its 5,555 people.