Personal loans in Holt, MO

Roughly 472 residents live in Holt, the 480th-largest community in Missouri. To lend to Holt's 472 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. The 2020-to-2023 change in Holt is negligible, under a tenth of a percent. Borrowers who want a bigger city can look to Lawson, MO about 6 miles away.

Holt by the numbers

The figures below are Holt's own — Census population, land area and coordinates — followed by the Missouri rules.

• Population: the Census counts 472 residents in Holt (Vintage 2023 subcounty estimate), the 480th-largest figure among Missouri's 937 places.
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: roughly 49% of Missouri's places have fewer residents than Holt's 472.
• Land and density: 0.5 square miles of land carry roughly 909 residents per square mile.
• By land area: Holt ranks 582nd among Missouri's 937 places, at 0.5 sq mi.
• State population share: Holt accounts for about 0.0% of everyone in Missouri.
• National rank: Holt is the 13,397th most populous of the 19,457 Census places covered here.
• Growth in Missouri: Holt stands 471st by percentage change from 2020 to 2023, among 937 places.
• Versus Missouri: the state average change is +0.8%, while Holt moved 0.0%.
• Density rank: Holt places 364th among Missouri's places by people per square mile.
• Density in context: Holt's 909 people per square mile sit against a Missouri median of 743.
• Location: it lies at 39.4542, -94.3385 in the Census Gazetteer.
• Nearest larger cities: Lawson (6 mi); Kearney (7 mi); Lathrop (8 mi); Excelsior Springs (9 mi); Plattsburg (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Excelsior Estates (8 mi); Homestead (10 mi); Mosby (10 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 73 of them.
• Within 100 miles: 206 places are larger than Holt.

Where Holt sits

The Census Gazetteer records about 0.5 square miles of land within Holt, with no significant water area listed. The resulting density is about 909 people per square mile. The state's population centre of gravity, Kansas City, is roughly 25 miles away. A 50-mile radius around Holt takes in 94 places that are larger. Within the same 50 miles lie 73 smaller Census places.

The Holt borrowing checklist

Before you hand your details to a lender in Holt, where the population is near 472:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Missouri licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

In Holt as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 472 residents.

Holt in state context

Within Missouri, Holt holds roughly 0.0% of all residents, the 480th-largest share among 937 places. On the 2020-to-2023 trend, Holt stands 471st among Missouri's 937 places — roughly the 50th percentile. At about 909 people per square mile, Holt is the 364th most densely settled place in Missouri. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Lender access in Holt

At roughly 909 people per square mile, Holt is moderately settled; 94 larger places lie within 50 miles. A Missouri licence lets a lender serve Holt without a local office, so branch density does not change what its 472 residents are offered. The nearest larger city, Lawson, MO about 6 miles away.

How Missouri law applies in Holt

The rows below set out what a licensed lender must follow in Missouri, and so for Holt's roughly 472 residents.