Personal loans in Holmen, WI
By population, Holmen sits at 84th in Wisconsin, with an estimated 11,581 residents. Holmen added about 9.0% to its population between the 2020 base and the 2023 estimate.
Holmen is a small town in Wisconsin, with an estimated 11,581 residents, and every licensed lender here follows the same state rulebook. To lend to Holmen's 11,581 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. For a community of about 11,581, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Onalaska, WI about 6 miles away.
Holmen: the sourced local profile
Here is the sourced Census picture for Holmen, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: about 11,581, ranked 84th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 9.0% between 2020 and 2023.
- Net change: roughly 954 more people than the 2020 Census counted.
- Size percentile: roughly 86% of Wisconsin's places have fewer residents than Holmen's 11,581.
- Land and density: 7.6 square miles of land carry roughly 1,515 residents per square mile.
- Land area rank: Holmen's 7.6 square miles rank 98th of 605 places in Wisconsin.
- State population share: Holmen accounts for about 0.3% of everyone in Wisconsin.
- Nationally: Holmen is the 2,828th-largest of 19,457 Census places in the dataset.
- Growth in Wisconsin: Holmen stands 12th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Holmen moved 9.0%.
- Density in Wisconsin: Holmen ranks 114th by people per square mile.
- Density in context: Holmen's 1,515 people per square mile sit against a Wisconsin median of 800.
- Location: 43.9708 / -91.2658, per the US Census Bureau Gazetteer.
- Nearest larger cities: Onalaska (6 mi); La Crosse (10 mi); Winona (21 mi); Eau Claire (60 mi); Rochester (60 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Dakota (6 mi); Trempealeau (8 mi); Galesville (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 91 smaller Census places.
- Within 100 miles: 18 places are larger than Holmen.
Where Holmen sits in Wisconsin
Within Wisconsin, Holmen holds roughly 0.3% of all residents, the 84th-largest share among 605 places. Its 2020-to-2023 change ranks 12th of 605 Wisconsin places, putting it near the 98th percentile for growth. At about 1,515 people per square mile, Holmen is the 114th most densely settled place in Wisconsin. By land area, its 7.6 square miles rank 98th of 605 places in Wisconsin.
The Wisconsin lending rules that reach Holmen
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Holmen lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Borrowing reach in Holmen
Holmen is a moderately settled community of about 11,581 people, with 3 larger places inside a 50-mile radius. What is available to Holmen's 11,581 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Onalaska, WI about 6 miles away.
The geography behind Holmen
Holmen covers about 7.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,515 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 177 miles. Within 50 miles of Holmen there are 3 larger Census places. The 100-mile radius contains 18 larger places.
A practical checklist for Holmen borrowers
Before you hand your details to a lender in Holmen, where the population is near 11,581:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
In Holmen as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 11,581 residents.
Common questions
What are my options in Holmen if my credit is poor?
What loan size can I expect in Holmen?
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Does comparing loans in Holmen cost me credit score points?
Nearby places
- Onalaska, WI — population 19,018
- Dakota, MN — population 290
- Galesville, WI — population 1,682
- La Crescent, MN — population 5,294
- La Crosse, WI — population 51,327
- Trempealeau, WI — population 1,880
- West Salem, WI — population 5,298
- Ettrick, WI — population 521