Personal loans in Hollansburg, OH

Population in Hollansburg dropped about 2.0% over the three years from 2020 to 2023. Hollansburg ranks 789th of 924 places in Ohio, with a population near 239.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hollansburg, Ohio — home to about 239 people — is a small community, so the terms you are offered follow Ohio law rather than any local rule. Decide the purpose of the loan and your repayment plan before sharing any details with a Hollansburg lender. Rate ceilings, licensing requirements and product limits for Hollansburg are all set at the Ohio level. The closest larger city is New Madison, OH about 5 miles away.

Borrowing in Hollansburg: the local picture

Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.

How a Hollansburg personal loan is priced

A Hollansburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 239 residents. The APR tracks your credit score rather than Hollansburg's rank of 789th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Hollansburg loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Hollansburg

Below are the Ohio rules that apply to a loan made in Hollansburg, each with the regulator that issued it.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16

Hollansburg in state context

Set beside Ohio's 924 places, Hollansburg ranks 789th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Hollansburg ranks 733rd of 924 in Ohio (about the 21th percentile). Its roughly 1,975 residents per square mile place it 216th among Ohio's places. By land area, its 0.1 square miles rank 891st of 924 places in Ohio.

Where Hollansburg sits

Hollansburg's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,975 people per square mile. The state's population centre of gravity, Columbus, is roughly 96 miles away. Within 50 miles of Hollansburg there are 152 larger Census places. The 100-mile radius contains 551 larger places.

How lenders reach Hollansburg

With about 1,975 residents per square mile, Hollansburg is moderately settled, and 152 larger Census places sit within 50 miles. What is available to Hollansburg's 239 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest bigger place is New Madison, OH about 5 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hollansburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hollansburg is the same as anywhere in Ohio.
What loan size can I expect in Hollansburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hollansburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hollansburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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