Personal loans in Hollandale, MN
Rate ceilings, licensing requirements and product limits for Hollandale are all set at the Minnesota level.
With roughly 306 residents, Hollandale is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. About 306 people live in Hollandale, placing it 587th of 853 Census places in Minnesota. Hollandale shed about 1.3% of its population between the 2020 base and the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Hollandale. The nearest larger metro is Geneva, MN about 5 miles away.
The Hollandale data picture
Set out below is Hollandale's local context next to the state-level rules that reach every lender here.
- Population: about 306, ranked 587th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.3% between 2020 and 2023.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: Hollandale sits ahead of around 31% of Minnesota places, at 306 people.
- Density: the Census land area of 0.4 sq mi holds about 695 people per square mile.
- Land area rank: Hollandale's 0.4 square miles rank 717th of 853 places in Minnesota.
- Within Minnesota: about 0.0% of the state's population lives in Hollandale.
- National rank: Hollandale is the 15,055th most populous of the 19,457 Census places covered here.
- Growth rank: Hollandale ranks 515th among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Hollandale moved 1.3%.
- Density rank: Hollandale places 386th among Minnesota's places by people per square mile.
- Density in context: Hollandale's 695 people per square mile sit against a Minnesota median of 607.
- Location: latitude 43.7598, longitude -93.2056 (Census Gazetteer).
- Nearest larger cities: Geneva (5 mi); Clarks Grove (6 mi); Ellendale (9 mi); Blooming Prairie (11 mi); Albert Lea (11 mi). Larger metros often have more branches, but online lenders reach Hollandale on the same terms.
- Nearest smaller towns: Hayward (8 mi); Manchester (12 mi); Mapleview (13 mi).
- Within a 50-mile radius: 38 smaller Census places.
- Larger places within 100 miles: 407.
Minnesota consumer-lending rules applied in Hollandale
For the roughly 306 residents of Hollandale, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Hollandale's place among Minnesota's 853 places
Among Minnesota's 853 places, Hollandale sits at 587th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hollandale stands 515th among Minnesota's 853 places — roughly the 40th percentile. At about 695 people per square mile, Hollandale is the 386th most densely settled place in Minnesota. In land area, Hollandale ranks 717th among Minnesota's 853 places.
What to do before borrowing in Hollandale
Complete these steps first when you borrow in Hollandale (306 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Hollandale and the rest of Minnesota is not the process but the borrower's own file, among the 306 people here.
Hollandale on the map
Hollandale's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 306 residents, the land area yields roughly 695 people per square mile. Minneapolis, the largest place in Minnesota, is about 83 miles from Hollandale. Counting outward 50 miles, 79 larger communities surround Hollandale. Within the same 50 miles lie 38 smaller Census places.
Getting a loan in Hollandale
Hollandale is a moderately settled community of about 306 people, with 79 larger places inside a 50-mile radius. Distance to a branch rarely matters for Hollandale's 306 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Geneva, MN about 5 miles away.
Common questions
What are my options in Hollandale if my credit is poor?
What loan size can I expect in Hollandale?
Do I have to pledge anything to borrow in Hollandale?
Does comparing loans in Hollandale cost me credit score points?
Nearby places
- Geneva, MN — population 502
- Hayward, MN — population 250
- Clarks Grove, MN — population 691
- Ellendale, MN — population 666
- Blooming Prairie, MN — population 1,952
- Albert Lea, MN — population 18,269
- Glenville, MN — population 562
- Myrtle, MN — population 47