Personal loans in Holiday Island, AR

The Holiday Island data picture

Holiday Island is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 2,415, 119th among Arkansas's 500 places (Vintage 2023).
• Population trend: A rise of about 1.7% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 41 residents.
• Size percentile: bigger than about 76% of the places in Arkansas, with 2,415 residents in Holiday Island.
• Land and density: 7.3 square miles of land carry roughly 333 residents per square mile.
• Land area rank: Holiday Island's 7.3 square miles rank 82nd of 500 places in Arkansas.
• Water area: Holiday Island has 0.30 square miles of water, ranking 19th of 500 places in Arkansas.
• State share: roughly 0.1% of Arkansas's residents live in Holiday Island (2,415 people).
• National rank: Holiday Island is 6,965th of 19,457 places nationwide.
• Growth rank: Holiday Island ranks 137th among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Holiday Island moved 1.7%.
• Density rank: Holiday Island places 278th among Arkansas's places by people per square mile.
• Against the state median: Holiday Island runs about 333 residents per square mile, where the Arkansas median is 386.
• Location: 36.4842, -93.7368 (Census Gazetteer coordinates).
• Nearest larger cities: Berryville (12 mi); Cassville (15 mi); Green Forest (20 mi); Pea Ridge (22 mi); Little Flock (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Beaver (2 mi); Chain-O-Lakes (4 mi); Eureka Springs (5 mi).
• Smaller neighbours: 79 places smaller than Holiday Island sit within 50 miles.
• Within 100 miles: 90 places are larger than Holiday Island.

Holiday Island against the rest of Arkansas

Holiday Island is the 119th-largest of 500 Census places in Arkansas and contains about 0.1% of the state's people. For population change between 2020 and 2023, Holiday Island ranks 137th of 500 in Arkansas (about the 73th percentile). By density, at about 333 people per square mile, it ranks 278th in Arkansas. By land area, its 7.3 square miles rank 82nd of 500 places in Arkansas.

Where Holiday Island sits

Holiday Island's land area is about 7.3 square miles; a further 0.30 square miles is water. Spread across it are roughly 333 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 144 miles away. A 50-mile radius around Holiday Island takes in 36 places that are larger. The 100-mile radius contains 90 larger places.

Arkansas consumer-lending rules applied in Holiday Island

Read the table as a lender's compliance picture for Holiday Island: the rule, the sourced figure, the publisher and the date.

Getting a loan in Holiday Island

Holiday Island is lightly settled, with about 333 people per square mile and 36 larger places within 50 miles. Whether Holiday Island has a local branch or not, a Arkansas-licensed lender can serve its 2,415 people online on the same terms. For a larger market, the closest option is Berryville, AR about 12 miles away.

How personal loans work in Holiday Island

Holiday Island is a small community of about 2,415 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Holiday Island. Shortening the term on a Holiday Island loan raises the monthly payment but cuts the interest; lengthening it does the reverse.