Personal loans in Hiram, OH

At about 945 residents, Hiram is larger than roughly 42% of the places in Ohio. For the 945 people in Hiram, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Hiram between 2020 and 2023 is downward by roughly 5.0%. The nearest larger metro is Garrettsville, OH about 3 miles away.

What the Census records for Hiram

Hiram is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 945, ranked 537th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 5.0% since the 2020 count.
• People gained or lost: about 50 fewer since the 2020 base.
• Size percentile: bigger than about 42% of the places in Ohio, with 945 residents in Hiram.
• Population density: about 862 people per square mile (Census land area 1.1 sq mi).
• Land area rank: Hiram's 1.1 square miles rank 499th of 924 places in Ohio.
• Within Ohio: about 0.0% of the state's population lives in Hiram.
• National standing: Hiram ranks 10,470th of 19,457 US places.
• Growth in Ohio: Hiram stands 921st by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Hiram's 5.0%.
• Density rank: Hiram places 667th among Ohio's places by people per square mile.
• Density vs Ohio: Hiram's 862 people per square mile compare with a state median of 1,289.
• Location: latitude 41.3115, longitude -81.1429 (Census Gazetteer).
• Nearest larger cities: Garrettsville (3 mi); Mantua (5 mi); Windham (7 mi); Aurora (10 mi); Burton (11 mi). Lenders licensed in the state serve Hiram whether or not they keep a local branch.
• Nearest smaller towns: West Farmington (10 mi); Sugar Bush Knolls (13 mi); Bentleyville (16 mi).
• Smaller neighbours: 47 places smaller than Hiram sit within 50 miles.
• Within 100 miles: 392 places are larger than Hiram.

How lenders reach Hiram

At roughly 862 people per square mile, Hiram is moderately settled; 163 larger places lie within 50 miles. Distance to a branch rarely matters for Hiram's 945 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Garrettsville, OH about 3 miles away.

How a Hiram personal loan is priced

In Hiram, a small community of about 945, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hiram's 945 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Hiram decides the split between a comfortable payment and the total interest you pay.

Ohio rules behind a Hiram personal loan

The rows below set out what a licensed lender must follow in Ohio, and so for Hiram's roughly 945 residents.

Before you apply in Hiram

A sensible order of operations for a loan in Hiram, home to about 945 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Ohio licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Hiram and the rest of Ohio is not the process but the borrower's own file, among the 945 people here.

How Hiram compares across Ohio

Hiram is the 537th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Hiram stands 921st among Ohio's 924 places — roughly the 0th percentile. By density, at about 862 people per square mile, it ranks 667th in Ohio. Within 50 miles sit 47 smaller Census places, alongside the 163 that are larger.