Personal loans in Hildreth, NE
Personal loans in Hildreth are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 367 population. Roughly 367 residents live in Hildreth, the 230th-largest community in Nebraska.
The nearest larger city is Axtell, NE about 11 miles away. Hildreth lost roughly 3.2% of its population across the 2020-to-2023 comparison. Consumer lending that reaches Hildreth's 367 residents is governed by Nebraska statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in Hildreth.
Hildreth: the sourced local profile
What follows is Hildreth's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 367 — Hildreth ranks 230th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: About 3.2% below the 2020 Census base.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: Hildreth sits ahead of around 56% of Nebraska places, at 367 people.
- Population density: about 642 people per square mile (Census land area 0.6 sq mi).
- Land area rank: Hildreth's 0.6 square miles rank 199th of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Hildreth (367 people).
- National rank: Hildreth sits 14,442nd by population among the 19,457 places in this dataset.
- Growth in Nebraska: Hildreth stands 440th by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Hildreth's 3.2%.
- Density rank: Hildreth places 338th among Nebraska's places by people per square mile.
- Against the state median: Hildreth runs about 642 residents per square mile, where the Nebraska median is 830.
- Location: the Census Gazetteer records it at 40.3378, -99.0458.
- Nearest larger cities: Axtell (11 mi); Minden (12 mi); Franklin (17 mi); Holdrege (19 mi); Alma (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Wilcox (7 mi); Upland (8 mi); Ragan (13 mi).
- Smaller neighbours: 44 places smaller than Hildreth sit within 50 miles.
- Larger places within 100 miles: 93.
Borrowing reach in Hildreth
Hildreth is moderately settled, with about 642 people per square mile and 30 larger places within 50 miles. What is available to Hildreth's 367 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Axtell, NE about 11 miles away.
Hildreth on the map
Hildreth's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. With 367 residents, the land area yields roughly 642 people per square mile. The state's population centre of gravity, Omaha, is roughly 169 miles away. Within 50 miles of Hildreth there are 30 larger Census places. The 100-mile radius contains 93 larger places.
What Nebraska law requires in Hildreth
Below are the Nebraska rules that apply to a loan made in Hildreth, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Hildreth's place among Nebraska's 527 places
Within Nebraska, Hildreth holds roughly 0.0% of all residents, the 230th-largest share among 527 places. On the 2020-to-2023 trend, Hildreth stands 440th among Nebraska's 527 places — roughly the 17th percentile. By density, at about 642 people per square mile, it ranks 338th in Nebraska. Within 50 miles sit 44 smaller Census places, alongside the 30 that are larger.
What to do before borrowing in Hildreth
Before you apply in Hildreth, a community of about 367, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Nebraska licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
The process is identical across Nebraska; what changes is your credit file, not the fact that Hildreth holds 367 people.
Common questions
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Does comparing loans in Hildreth cost me credit score points?
Nearby places
- Wilcox, NE — population 330
- Upland, NE — population 124
- Axtell, NE — population 766
- Minden, NE — population 3,136
- Funk, NE — population 175
- Bloomington, NE — population 109
- Ragan, NE — population 22
- Franklin, NE — population 909