Personal loans in Hickory Valley, TN
A lender serving Hickory Valley holds a Tennessee licence and answers to a Tennessee regulator; no city office is involved for its 80 residents. Hickory Valley ranks 343rd of 344 places in Tennessee, with a population near 80. The closest larger place is Saulsbury, TN about 8 miles away. Census figures put the 2020-to-2023 increase in Hickory Valley at about 1.3%. A lender that serves Hickory Valley operates under Tennessee lending statutes and a Tennessee supervisor. Pull your credit reports and line up at least three offers before you apply from Hickory Valley.
Hickory Valley: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.
- Population: about 80 people live here, which puts Hickory Valley 343rd of 344 Census places in Tennessee (Vintage 2023).
- Population trend: A rise of about 1.3% from 2020 to 2023.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: about 0% of Tennessee communities are smaller than Hickory Valley (80 residents).
- Density: the Census land area of 0.3 sq mi holds about 252 people per square mile.
- By land area: Hickory Valley ranks 341st among Tennessee's 344 places, at 0.3 sq mi.
- Share of state population: Hickory Valley's 80 residents are about 0.0% of Tennessee.
- National standing: Hickory Valley ranks 18,487th of 19,457 US places.
- Growth rank: Hickory Valley's 2020-to-2023 change ranks 187th of 344 places in Tennessee.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Hickory Valley's 1.3%.
- Density rank: Hickory Valley places 283rd among Tennessee's places by people per square mile.
- Against the state median: Hickory Valley runs about 252 residents per square mile, where the Tennessee median is 553.
- Location: mapped by the US Census Bureau at 35.1549, -89.1260.
- Nearest larger cities: Saulsbury (8 mi); Grand Junction (8 mi); La Grange (10 mi); Bolivar (10 mi); Whiteville (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Victoria (67 mi); Birdsong (67 mi); Rives (82 mi) — useful context for the surrounding area.
- Smaller neighbours: 0 places smaller than Hickory Valley sit within 50 miles.
- Larger places within 100 miles: 299.
The Tennessee lending rules that reach Hickory Valley
The rows below set out what a licensed lender must follow in Tennessee, and so for Hickory Valley's roughly 80 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How lenders reach Hickory Valley
With about 252 residents per square mile, Hickory Valley is lightly settled, and 81 larger Census places sit within 50 miles. Distance to a branch rarely matters for Hickory Valley's 80 residents: the application is online and the price follows your credit file. The nearest larger city, Saulsbury, TN about 8 miles away.
The anatomy of a Hickory Valley personal loan
Most loans made to Hickory Valley's 80 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hickory Valley. Shortening the term on a Hickory Valley loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Hickory Valley against the rest of Tennessee
Against Tennessee's other places, Hickory Valley accounts for about 0.0% of the state's population and ranks 343rd of 344 by size. For population change between 2020 and 2023, Hickory Valley ranks 187th of 344 in Tennessee (about the 46th percentile). At about 252 people per square mile, Hickory Valley is the 283rd most densely settled place in Tennessee. In land area, Hickory Valley ranks 341st among Tennessee's 344 places.
Hickory Valley: area, density and distance
Inside Hickory Valley's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 252 people per square mile. The largest place in Tennessee, Memphis, lies about 48 miles away. Within 50 miles of Hickory Valley there are 81 larger Census places. By land area it ranks 341st of 344 Tennessee places.
Common questions
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Nearby places
- Saulsbury, TN — population 113
- Grand Junction, TN — population 338
- La Grange, TN — population 122
- Bolivar, TN — population 5,136
- Whiteville, TN — population 4,561
- Middleton, TN — population 716
- Williston, TN — population 338
- Somerville, TN — population 3,525