Personal loans in Henrieville, UT
Rate ceilings, licensing requirements and product limits for Henrieville are all set at the Utah level. Henrieville is one of 255 Census places in Utah; its 231 residents put it at 234th.
A personal loan in Henrieville is priced from your credit file and income, not from the fact that the city holds 231 people. Henrieville added about 4.5% to its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Henrieville's 231 residents. The closest larger place is Tropic, UT about 7 miles away.
Henrieville by the numbers
Henrieville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 231, ranked 234th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 4.5% more residents than the 2020 Census counted.
- Absolute change: 10 residents added between 2020 and 2023.
- Size percentile: about 8% of Utah communities are smaller than Henrieville (231 residents).
- Land and density: 1.3 square miles of land carry roughly 173 residents per square mile.
- By land area: Henrieville ranks 207th among Utah's 255 places, at 1.3 sq mi.
- Share of Utah: Henrieville holds about 0.0% of the state's population, some 231 people.
- Nationally: Henrieville is the 15,997th-largest of 19,457 Census places in the dataset.
- Growth rank: Henrieville's 2020-to-2023 change ranks 118th of 255 places in Utah.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Henrieville's 4.5%.
- Density rank: Henrieville is the 196th most densely settled place in Utah.
- Density in context: Henrieville's 173 people per square mile sit against a Utah median of 705.
- Location: 37.5639, -112.0019 (US Census Bureau Gazetteer).
- Nearest larger cities: Tropic (7 mi); Bryce Canyon City (12 mi); Escalante (26 mi); Panguitch (30 mi); Glendale (37 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Cannonville (3 mi); Hatch (24 mi); Alton (29 mi).
- Smaller places within 50 miles: 7 of them.
- Larger places within 100 miles: 54.
The anatomy of a Henrieville personal loan
With roughly 231 residents, Henrieville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Henrieville's 231 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Henrieville loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Henrieville
Below are the Utah rules that apply to a loan made in Henrieville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Steps to take before a Henrieville loan
A sensible order of operations for a loan in Henrieville, home to about 231 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Utah licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Henrieville as elsewhere in Utah, the written terms — not the advertisement — are what count for its 231 residents.
How Henrieville compares across Utah
Set beside Utah's 255 places, Henrieville ranks 234th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Henrieville ranks 118th of 255 in Utah (about the 54th percentile). Its roughly 173 residents per square mile place it 196th among Utah's places. Within 50 miles sit 7 smaller Census places, alongside the 12 that are larger.
Borrowing reach in Henrieville
With about 173 residents per square mile, Henrieville is lightly settled, and 12 larger Census places sit within 50 miles. Whether Henrieville has a local branch or not, a Utah-licensed lender can serve its 231 people online on the same terms. For a larger market, the closest option is Tropic, UT about 7 miles away.
Common questions
What are my options in Henrieville if my credit is poor?
What loan size can I expect in Henrieville?
Do I have to pledge anything to borrow in Henrieville?
Does comparing loans in Henrieville cost me credit score points?
Nearby places
- Cannonville, UT — population 193
- Tropic, UT — population 512
- Bryce Canyon City, UT — population 337
- Hatch, UT — population 138
- Escalante, UT — population 827
- Panguitch, UT — population 1,797
- Alton, UT — population 118
- Antimony, UT — population 125