Personal loans in Henriette, MN
Henriette is home to roughly 59 people and stands 811th by size out of 853 Census places in Minnesota. Population in Henriette climbed about 3.5% over the three years from 2020 to 2023.
The roughly 59 people who live in Henriette borrow under Minnesota rules; city hall sets no personal-loan rate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Henriette's 59 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Henriette's 59 residents. The closest larger city is Quamba, MN about 4 miles away.
Local context for Henriette
Here is the sourced Census picture for Henriette, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: about 59 people live here, which puts Henriette 811th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: A gain of roughly 3.5% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: roughly 5% of Minnesota places rank below Henriette.
- Population density: about 211 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Henriette covers 0.3 square miles, the 787th-largest area among Minnesota's 853 places.
- Share of state population: Henriette's 59 residents are about 0.0% of Minnesota.
- National standing: Henriette ranks 18,839th of 19,457 US places.
- Growth rank: Henriette's 2020-to-2023 change ranks 100th of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Henriette's 3.5%.
- Density rank: Henriette is the 670th most densely settled place in Minnesota.
- Against the state median: Henriette runs about 211 residents per square mile, where the Minnesota median is 607.
- Location: coordinates 45.8713, -93.1197 (US Census Bureau Gazetteer).
- Nearest larger cities: Quamba (4 mi); Grasston (5 mi); Brook Park (6 mi); Pine City (8 mi); Mora (8 mi). Lenders licensed in the state serve Henriette whether or not they keep a local branch.
- Smaller places close by: McGrath (27 mi); Denham (35 mi); Hillman (38 mi).
- Within a 50-mile radius: 3 smaller Census places.
- Larger places within 100 miles: 409.
Land, water and location for Henriette
The Census Gazetteer records about 0.3 square miles of land within Henriette, with no significant water area listed. The resulting density is about 211 people per square mile. Minneapolis, the largest place in Minnesota, is about 63 miles from Henriette. Henriette has 83 larger places within a 50-mile radius. The 100-mile radius contains 409 larger places.
The state rulebook for Henriette
This table holds the Minnesota rate and licensing rules for consumer loans made to Henriette's 59 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Getting a loan in Henriette
At roughly 211 people per square mile, Henriette is lightly settled; 83 larger places lie within 50 miles. Whether Henriette has a local branch or not, a Minnesota-licensed lender can serve its 59 people online on the same terms. For a larger market, the closest option is Quamba, MN about 4 miles away.
Inside a Henriette personal loan
Most loans made to Henriette's 59 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Henriette. Shortening the term on a Henriette loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Henriette in state context
Within Minnesota, Henriette holds roughly 0.0% of all residents, the 811th-largest share among 853 places. On the 2020-to-2023 trend, Henriette stands 100th among Minnesota's 853 places — roughly the 88th percentile. Its roughly 211 residents per square mile place it 670th among Minnesota's places. In land area, Henriette ranks 787th among Minnesota's 853 places.
Common questions
What are my options in Henriette if my credit is poor?
What loan size can I expect in Henriette?
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Does comparing loans in Henriette cost me credit score points?
Nearby places
- Quamba, MN — population 108
- Grasston, MN — population 158
- Brook Park, MN — population 130
- Pine City, MN — population 3,711
- Braham, MN — population 1,793
- Mora, MN — population 3,787
- Rush City, MN — population 3,344
- Rock Creek, MN — population 1,782