Personal loans in Henderson, WV

Henderson is one of 230 Census places in West Virginia; its 221 residents put it at 197th. Compare APR, not the interest rate, because the APR folds in most fees on a Henderson loan. To lend to Henderson's 221 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. A larger market lies at Point Pleasant, WV about 1 miles away.

What the Census records for Henderson

What follows is Henderson's place in the Census record, alongside the West Virginia rules that govern a personal loan made here.

• Population: 221 people, a figure that places Henderson 197th among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: About 3.1% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: roughly 14% of West Virginia places rank below Henderson.
• Density: roughly 529 residents per square mile, spread over 0.4 sq mi of land.
• Land area: Henderson covers 0.4 square miles, the 177th-largest area among West Virginia's 230 places.
• Water: Henderson holds about 0.05 square miles, the 63rd-largest water area in West Virginia.
• Share of state population: Henderson's 221 residents are about 0.0% of West Virginia.
• National standing: Henderson ranks 16,156th of 19,457 US places.
• Growth in West Virginia: Henderson stands 117th by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Henderson's 3.1% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Henderson is the 181st most densely settled place in West Virginia.
• Density in context: Henderson's 529 people per square mile sit against a West Virginia median of 1,021.
• Location: it lies at 38.8310, -82.1353 in the Census Gazetteer.
• Nearest larger cities: Point Pleasant (1 mi); Gallipolis (3 mi); Middleport (12 mi); Rio Grande (14 mi); Hartford City (14 mi). Online lenders reach Henderson no matter how far the nearest branch is.
• Smaller towns nearby: Cheshire (8 mi); Leon (11 mi); Centerville (Thurman) (17 mi).
• Smaller places within 50 miles: 7 of them.
• Within 100 miles: 299 places are larger than Henderson.

Henderson against the rest of West Virginia

Henderson is the 197th-largest of 230 Census places in West Virginia and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Henderson stands 117th among West Virginia's 230 places — roughly the 49th percentile. Its roughly 529 residents per square mile place it 181st among West Virginia's places. Within 50 miles sit 7 smaller Census places, alongside the 80 that are larger.

Getting a loan in Henderson

With about 529 residents per square mile, Henderson is moderately settled, and 80 larger Census places sit within 50 miles. Whether Henderson has a local branch or not, a West Virginia-licensed lender can serve its 221 people online on the same terms. For a larger market, the closest option is Point Pleasant, WV about 1 miles away.

Land, water and location for Henderson

Inside Henderson's boundaries lie roughly 0.4 square miles of land and 0.05 square miles of water. The resulting density is about 529 people per square mile. Charleston, the largest place in West Virginia, is about 43 miles from Henderson. A 50-mile radius around Henderson takes in 80 places that are larger. By land area it ranks 177th of 230 West Virginia places.

The West Virginia lending rules that reach Henderson

Below are the West Virginia rules that apply to a loan made in Henderson, each with the regulator that issued it.

How a Henderson personal loan is priced

With roughly 221 residents, Henderson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Henderson loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Henderson decides the split between a comfortable payment and the total interest you pay.