Personal loans in Hemby Bridge, NC
The roughly 1,711 people who live in Hemby Bridge borrow under North Carolina rules; city hall sets no personal-loan rate. An estimated 1,711 people make their home in Hemby Bridge, a figure that ranks 271st in North Carolina.
The 2020 count to the 2023 estimate shows about 6.5% growth in Hemby Bridge. When North Carolina caps or restricts a product, lenders either change the terms or withdraw it from Hemby Bridge as from the rest of the state. Rate-shopping from Hemby Bridge costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to Lake Park, NC about 2 miles away.
Local context for Hemby Bridge
What follows is Hemby Bridge's place in the Census record, alongside the North Carolina rules that govern a personal loan made here.
- Population: 1,711 residents; Hemby Bridge is the 271st-largest of 549 places in North Carolina (US Census Bureau, Vintage 2023).
- Population trend: Roughly 6.5% more residents than the 2020 Census counted.
- Absolute change: 104 residents added between 2020 and 2023.
- Size percentile: roughly 51% of North Carolina places rank below Hemby Bridge.
- Land and density: 2.3 square miles of land carry roughly 747 residents per square mile.
- Land area rank: Hemby Bridge's 2.3 square miles rank 304th of 549 places in North Carolina.
- Water area rank: Hemby Bridge ranks 168th among North Carolina's 549 places, with 0.04 sq mi.
- Within North Carolina: about 0.0% of the state's population lives in Hemby Bridge.
- Nationally: Hemby Bridge is the 8,209th-largest of 19,457 Census places in the dataset.
- Growth rank: Hemby Bridge's 2020-to-2023 change ranks 83rd of 549 places in North Carolina.
- Versus North Carolina: the state average change is +2.9%, while Hemby Bridge moved 6.5%.
- Density in North Carolina: Hemby Bridge ranks 281st by people per square mile.
- Density vs North Carolina: Hemby Bridge's 747 people per square mile compare with a state median of 758.
- Location: it lies at 35.1087, -80.6249 in the Census Gazetteer.
- Nearest larger cities: Lake Park (2 mi); Stallings (2 mi); Indian Trail (3 mi); Matthews (5 mi); Mint Hill (5 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Stanfield (14 mi); Red Cross (18 mi); Van Wyck (21 mi).
- Smaller places within 50 miles: 37 of them.
- Larger places within 100 miles: 198.
Land, water and location for Hemby Bridge
Inside Hemby Bridge's boundaries lie roughly 2.3 square miles of land and 0.04 square miles of water. Spread across it are roughly 747 residents per square mile. Charlotte, the largest place in North Carolina, is about 14 miles from Hemby Bridge. A 50-mile radius around Hemby Bridge takes in 66 places that are larger. The 100-mile radius contains 198 larger places.
The North Carolina lending rules that reach Hemby Bridge
For the roughly 1,711 residents of Hemby Bridge, the rules below are North Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | For loans of $25,000 or less: greater of the 6-month U.S. Treasury bill rate + 6% or 16% (G.S. 24-1.1(c)); any agreed rate above $25,000 Source says: "plus six percent (6%), rounded upward or downward ... or sixteen percent (16%), whichever is greater" | North Carolina General Assembly as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
Hemby Bridge's place among North Carolina's 549 places
Among North Carolina's 549 places, Hemby Bridge sits at 271st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hemby Bridge stands 83rd among North Carolina's 549 places — roughly the 85th percentile. At about 747 people per square mile, Hemby Bridge is the 281st most densely settled place in North Carolina. By land area, its 2.3 square miles rank 304th of 549 places in North Carolina.
What shapes a Hemby Bridge personal loan
With roughly 1,711 residents, Hemby Bridge is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hemby Bridge. A longer term lowers the monthly payment on a Hemby Bridge loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Hemby Bridge
Hemby Bridge is a moderately settled community of about 1,711 people, with 66 larger places inside a 50-mile radius. Lenders licensed in North Carolina reach Hemby Bridge's 1,711 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lake Park, NC about 2 miles away.
Common questions
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Nearby places
- Lake Park, NC — population 3,504
- Stallings, NC — population 17,212
- Indian Trail, NC — population 42,854
- Mint Hill, NC — population 27,815
- Matthews, NC — population 30,934
- Fairview, NC — population 3,699
- Unionville, NC — population 7,087
- Wesley Chapel, NC — population 9,280