Personal loans in Hebron Estates, KY
The Census estimates 1,040 residents in Hebron Estates, which ranks it 197th of 416 places in Kentucky. Hebron Estates gained roughly 2.8% in population across the 2020-to-2023 comparison.
Hebron Estates counts about 1,040 people, and what is genuinely local about borrowing here is limited — Kentucky law does the governing. Every figure below is Kentucky's own, applied to Hebron Estates's 1,040 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Hebron Estates loan. The nearest larger metro is Pioneer Village, KY about 1 miles away.
Local context for Hebron Estates
Most of what governs a Hebron Estates loan is written in Kentucky law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 1,040 residents in Hebron Estates (Vintage 2023 subcounty estimate), the 197th-largest figure among Kentucky's 416 places.
- Population trend: About 2.8% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 28 residents.
- Size percentile: with 1,040 residents, Hebron Estates is larger than about 53% of Kentucky's Census places.
- Density: roughly 1,760 residents per square mile, spread over 0.6 sq mi of land.
- Land area rank: Hebron Estates's 0.6 square miles rank 273rd of 416 places in Kentucky.
- Share of Kentucky: Hebron Estates holds about 0.1% of the state's population, some 1,040 people.
- National rank: Hebron Estates is the 10,063rd most populous of the 19,457 Census places covered here.
- Growth rank: Hebron Estates's 2020-to-2023 change ranks 61st of 416 places in Kentucky.
- Versus Kentucky: the state average change is -0.2%, while Hebron Estates moved 2.8%.
- Density in Kentucky: Hebron Estates ranks 127th by people per square mile.
- Density in context: Hebron Estates's 1,760 people per square mile sit against a Kentucky median of 1,045.
- Location: 38.0501, -85.6681 (Census Gazetteer coordinates).
- Nearest larger cities: Pioneer Village (1 mi); Hillview (2 mi); Heritage Creek (4 mi); Shepherdsville (5 mi); Mount Washington (6 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Fox Chase (1 mi); Hunters Hollow (2 mi); Hollyvilla (5 mi).
- Smaller neighbours: 105 places smaller than Hebron Estates sit within 50 miles.
- Larger places within 100 miles: 199.
Where Hebron Estates sits in Kentucky
Set beside Kentucky's 416 places, Hebron Estates ranks 197th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Hebron Estates stands 61st among Kentucky's 416 places — roughly the 85th percentile. By density, at about 1,760 people per square mile, it ranks 127th in Kentucky. By land area, its 0.6 square miles rank 273rd of 416 places in Kentucky.
Which Kentucky laws govern a loan in Hebron Estates
Below are the Kentucky rules that apply to a loan made in Hebron Estates, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
How lenders reach Hebron Estates
At roughly 1,760 people per square mile, Hebron Estates is moderately settled; 61 larger places lie within 50 miles. Distance to a branch rarely matters for Hebron Estates's 1,040 residents: the application is online and the price follows your credit file. The nearest bigger place is Pioneer Village, KY about 1 miles away.
Steps to take before a Hebron Estates loan
A sensible order of operations for a loan in Hebron Estates, home to about 1,040 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Kentucky licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Hebron Estates as elsewhere in Kentucky, the written terms — not the advertisement — are what count for its 1,040 residents.
Where Hebron Estates sits
Inside Hebron Estates's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 1,760 people per square mile. Lexington-Fayette, the largest place in Kentucky, is about 66 miles from Hebron Estates. Counting outward 50 miles, 61 larger communities surround Hebron Estates. By land area it ranks 273rd of 416 Kentucky places.
Common questions
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Nearby places
- Pioneer Village, KY — population 2,738
- Fox Chase, KY — population 450
- Hillview, KY — population 8,874
- Hunters Hollow, KY — population 331
- Heritage Creek, KY — population 1,203
- Shepherdsville, KY — population 14,691
- Hollyvilla, KY — population 511
- Spring Mill, KY — population 288