Personal loans in Hazleton, IA
Hazleton ranks 368th of 940 places in Iowa, with a population near 710. Hazleton's population held flat through the 2020-to-2023 comparison.
For a borrower among the roughly 710 residents of Hazleton, a personal loan is a tool whose cost turns on the terms, not the address. A lender that serves Hazleton operates under Iowa lending statutes and a Iowa supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Hazleton. The next larger city is Oelwein, IA about 4 miles away.
What the Census records for Hazleton
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: a Census-estimated 710, 368th among Iowa's 940 places (Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: with 710 residents, Hazleton is larger than about 61% of Iowa's Census places.
- Land and density: 0.8 square miles of land carry roughly 889 residents per square mile.
- Land area: Hazleton covers 0.8 square miles, the 476th-largest area among Iowa's 940 places.
- Water area: Hazleton has 0.04 square miles of water, ranking 89th of 940 places in Iowa.
- Within Iowa: about 0.0% of the state's population lives in Hazleton.
- National rank: Hazleton sits 11,737th by population among the 19,457 places in this dataset.
- Growth rank: Hazleton ranks 235th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Hazleton moved 0.0%.
- Density rank: Hazleton is the 331st most densely settled place in Iowa.
- Density vs Iowa: Hazleton's 889 people per square mile compare with a state median of 672.
- Location: it lies at 42.6185, -91.9061 in the Census Gazetteer.
- Nearest larger cities: Oelwein (4 mi); Fairbank (7 mi); Independence (11 mi); Jesup (13 mi); Winthrop (13 mi). Lenders licensed in the state serve Hazleton whether or not they keep a local branch.
- Smaller communities close by: Stanley (5 mi); Aurora (9 mi); Maynard (11 mi), each with its own Census population profile.
- Smaller places within 50 miles: 71 of them.
- Larger places within 100 miles: 242.
Iowa consumer-lending rules applied in Hazleton
This table holds the Iowa rate and licensing rules for consumer loans made to Hazleton's 710 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Where Hazleton sits
Hazleton covers about 0.8 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). That land carries about 889 people per square mile. The largest place in Iowa, Des Moines, lies about 113 miles away. A 50-mile radius around Hazleton takes in 72 places that are larger. By land area it ranks 476th of 940 Iowa places.
Inside a Hazleton personal loan
In Hazleton, a small community of about 710, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Hazleton's rank of 368th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Hazleton loan but raises total interest, so the smallest payment is not the cheapest loan.
A pre-application checklist for Hazleton
Before you hand your details to a lender in Hazleton, where the population is near 710:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Iowa licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Hazleton-specific: the same Iowa licensing and disclosure rules reach all 710 residents.
Where Hazleton sits in Iowa
Within Iowa, Hazleton holds roughly 0.0% of all residents, the 368th-largest share among 940 places. Its 2020-to-2023 change ranks 235th of 940 Iowa places, putting it near the 75th percentile for growth. At about 889 people per square mile, Hazleton is the 331st most densely settled place in Iowa. In land area, Hazleton ranks 476th among Iowa's 940 places.
Common questions
What are my options in Hazleton if my credit is poor?
What loan size can I expect in Hazleton?
Do I have to pledge anything to borrow in Hazleton?
Does comparing loans in Hazleton cost me credit score points?
Nearby places
- Oelwein, IA — population 5,791
- Stanley, IA — population 85
- Fairbank, IA — population 1,128
- Independence, IA — population 6,188
- Maynard, IA — population 468
- Westgate, IA — population 190
- Aurora, IA — population 166
- Jesup, IA — population 2,537