Personal loans in Hazleton, IA

Hazleton ranks 368th of 940 places in Iowa, with a population near 710. Hazleton's population held flat through the 2020-to-2023 comparison.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For a borrower among the roughly 710 residents of Hazleton, a personal loan is a tool whose cost turns on the terms, not the address. A lender that serves Hazleton operates under Iowa lending statutes and a Iowa supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Hazleton. The next larger city is Oelwein, IA about 4 miles away.

What the Census records for Hazleton

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

Iowa consumer-lending rules applied in Hazleton

This table holds the Iowa rate and licensing rules for consumer loans made to Hazleton's 710 residents.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements)
Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Payday lending statusPermitted under license (delayed deposit services; must be physically located in Iowa)
Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent".
Iowa Legislature (Iowa Code)
as of 2026-09-16

Where Hazleton sits

Hazleton covers about 0.8 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). That land carries about 889 people per square mile. The largest place in Iowa, Des Moines, lies about 113 miles away. A 50-mile radius around Hazleton takes in 72 places that are larger. By land area it ranks 476th of 940 Iowa places.

Inside a Hazleton personal loan

In Hazleton, a small community of about 710, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Hazleton's rank of 368th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Hazleton loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Hazleton

Before you hand your details to a lender in Hazleton, where the population is near 710:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Test your amount and term in the personal loan calculator first.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Confirm the Iowa licence with the regulator named above before committing.
  5. Check the disclosure for fees that raise the true cost above the quoted rate.
  6. Test the payment against your current bills before you commit.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Hazleton-specific: the same Iowa licensing and disclosure rules reach all 710 residents.

Where Hazleton sits in Iowa

Within Iowa, Hazleton holds roughly 0.0% of all residents, the 368th-largest share among 940 places. Its 2020-to-2023 change ranks 235th of 940 Iowa places, putting it near the 75th percentile for growth. At about 889 people per square mile, Hazleton is the 331st most densely settled place in Iowa. In land area, Hazleton ranks 476th among Iowa's 940 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hazleton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hazleton is the same as anywhere in Iowa.
What loan size can I expect in Hazleton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hazleton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hazleton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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