Personal loans in Hayden, AZ
Which products a lender may offer to Hayden's 516 residents follows from the Arizona consumer-lending framework. The Census counts 516 people in Hayden, the 89th-largest figure among Arizona's 91 places. Hayden is a small community in Arizona, with an estimated 516 residents, and every licensed lender here follows the same state rulebook. Hayden lost roughly 0.2% of its population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Hayden lender. Borrowers who want a bigger city can look to Kearny, AZ about 9 miles away.
What the Census records for Hayden
Hayden is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 516 residents in Hayden (Vintage 2023 subcounty estimate), the 89th-largest figure among Arizona's 91 places.
- Population trend: About 0.2% below the 2020 Census base.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: about 2% of Arizona communities are smaller than Hayden (516 residents).
- Population density: about 408 people per square mile (Census land area 1.3 sq mi).
- Land area rank: Hayden's 1.3 square miles rank 86th of 91 places in Arizona.
- Share of Arizona: Hayden holds about 0.0% of the state's population, some 516 people.
- Nationally: Hayden is the 13,040th-largest of 19,457 Census places in the dataset.
- Growth rank: Hayden's 2020-to-2023 change ranks 61st of 91 places in Arizona.
- State comparison: Arizona's places average +3.8% for 2020-to-2023, against Hayden's 0.2%.
- Density rank: Hayden is the 55th most densely settled place in Arizona.
- Density in context: Hayden's 408 people per square mile sit against a Arizona median of 566.
- Location: latitude 32.9950, longitude -110.7799 (Census Gazetteer).
- Nearest larger cities: Kearny (9 mi); Mammoth (22 mi); Superior (28 mi); Globe (28 mi); Miami (28 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Winkelman (1 mi); Virden (105 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 1 smaller Census places.
- At 100 miles: 48 larger Census places fall inside that radius.
Hayden: area, density and distance
Inside Hayden's boundaries lie about 1.3 square miles of land, with no significant water area recorded. Spread across it are roughly 408 residents per square mile. The largest place in Arizona, Phoenix, lies about 86 miles away. Counting outward 50 miles, 9 larger communities surround Hayden. Within the same 50 miles lie 1 smaller Census places.
Where Hayden sits in Arizona
Set beside Arizona's 91 places, Hayden ranks 89th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Hayden ranks 61st of 91 in Arizona (about the 33th percentile). By density, at about 408 people per square mile, it ranks 55th in Arizona. By land area, its 1.3 square miles rank 86th of 91 places in Arizona.
What to do before borrowing in Hayden
Before you apply in Hayden, a community of about 516, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Arizona licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Hayden and the rest of Arizona is not the process but the borrower's own file, among the 516 people here.
Inside a Hayden personal loan
With roughly 516 residents, Hayden is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Hayden loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Hayden loan but raises total interest, so the smallest payment is not the cheapest loan.
The Arizona lending rules that reach Hayden
These are Arizona's sourced lending facts as they reach Hayden's 516 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arizona Department of Insurance and Financial Institutions (DIFI) Source says: "The Arizona Department of Insurance and Financial Institutions (DIFI)". | Arizona Department of Insurance and Financial Institutions (DIFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year default; any rate may be agreed in writing (other than medical debt) Source says: "interest shall be at the rate of ten percent a year, unless a different rate is contracted for in writing". | Arizona State Legislature — A.R.S. § 44-1201 as of 2026-09-16 |
| Payday lending status | Not permitted — payday lending authorization expired June 30, 2010; DIFI no longer licenses payday lenders; consumer loans over 36% APR illegal since July 1, 2010 Source says: "The law allowing payday loans in Arizona expired on June 30, 2010. DIFI no longer licenses payday lenders." | Arizona Department of Insurance and Financial Institutions (DIFI) as of 2026-09-16 |
Common questions
What are my options in Hayden if my credit is poor?
What loan size can I expect in Hayden?
Do I have to pledge anything to borrow in Hayden?
Does comparing loans in Hayden cost me credit score points?
Nearby places
- Winkelman, AZ — population 294
- Kearny, AZ — population 1,817
- Mammoth, AZ — population 1,133
- Globe, AZ — population 7,179
- Miami, AZ — population 1,532
- Superior, AZ — population 2,571
- Oro Valley, AZ — population 48,311
- Marana, AZ — population 58,430