Personal loans in Haviland, KS

Rate-shopping from Haviland costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A 2020-to-2023 comparison shows Haviland down by about 3.2%. A lender that serves Haviland operates under Kansas lending statutes and a Kansas supervisor. The closest larger place is Greensburg, KS about 10 miles away.

The Haviland data picture

Set out below is Haviland's local context next to the state-level rules that reach every lender here.

• Population: 661 — Haviland ranks 247th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.2%.
• Absolute change: 22 residents lost between 2020 and 2023.
• Size percentile: about 60% of Kansas's Census places are smaller than Haviland.
• Density: the Census land area of 0.5 sq mi holds about 1,343 people per square mile.
• Land area: Haviland covers 0.5 square miles, the 323rd-largest area among Kansas's 625 places.
• State share: roughly 0.0% of Kansas's residents live in Haviland (661 people).
• National rank: Haviland is the 12,038th most populous of the 19,457 Census places covered here.
• Growth rank: Haviland ranks 534th among Kansas's 625 places for the 2020-to-2023 change.
• Against the state trend: Haviland's 3.2% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Haviland is the 117th most densely settled place in Kansas.
• Against the state median: Haviland runs about 1,343 residents per square mile, where the Kansas median is 764.
• Location: coordinates 37.6174, -99.1058 (US Census Bureau Gazetteer).
• Nearest larger cities: Greensburg (10 mi); Pratt (19 mi); Kinsley (27 mi); Coldwater (27 mi); Bucklin (29 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Cullison (11 mi); Coats (17 mi); Byers (18 mi).
• Smaller places within 50 miles: 34 of them.
• At 100 miles: 77 larger Census places fall inside that radius.

Haviland's place among Kansas's 625 places

Against Kansas's other places, Haviland accounts for about 0.0% of the state's population and ranks 247th of 625 by size. Its 2020-to-2023 change ranks 534th of 625 Kansas places, putting it near the 15th percentile for growth. At about 1,343 people per square mile, Haviland is the 117th most densely settled place in Kansas. Between 2020 and 2023 the count changed by roughly 22 residents.

Haviland on the map

The Census Gazetteer records about 0.5 square miles of land within Haviland, with no significant water area listed. The resulting density is about 1,343 people per square mile. The state's population centre of gravity, Wichita, is roughly 96 miles away. Counting outward 50 miles, 12 larger communities surround Haviland. Within the same 50 miles lie 34 smaller Census places.

Inside a Haviland personal loan

A Haviland personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 661 residents. Federal Truth in Lending rules require a Haviland lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Haviland loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Haviland

At roughly 1,343 people per square mile, Haviland is moderately settled; 12 larger places lie within 50 miles. Whether Haviland has a local branch or not, a Kansas-licensed lender can serve its 661 people online on the same terms. For a larger market, the closest option is Greensburg, KS about 10 miles away.

Kansas consumer-lending rules applied in Haviland

These are Kansas's sourced lending facts as they reach Haviland's 661 residents; the state has no city-level rate rule.