Personal loans in Haviland, OH

A personal loan in Haviland is priced from your credit file and income, not from the fact that the city holds 162 people. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Haviland's 162 residents. Verify the lender's Ohio licence against the regulator named below before borrowing in Haviland. Borrowers who want a bigger city can look to Scott, OH about 2 miles away.

Haviland: population, trend and location

Two layers matter for a Haviland borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: an estimated 162 residents, 849th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Stable from the 2020 base to 2023.
• Size percentile: roughly 8% of Ohio's places have fewer residents than Haviland's 162.
• Population density: about 412 people per square mile (Census land area 0.4 sq mi).
• Land area: Haviland covers 0.4 square miles, the 726th-largest area among Ohio's 924 places.
• State population share: Haviland accounts for about 0.0% of everyone in Ohio.
• National standing: Haviland ranks 17,093rd of 19,457 US places.
• Growth rank: Haviland's 2020-to-2023 change ranks 256th of 924 places in Ohio.
• Against the state trend: Haviland's 0.0% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Haviland places 840th among Ohio's places by people per square mile.
• Against the state median: Haviland runs about 412 residents per square mile, where the Ohio median is 1,289.
• Location: the Census Gazetteer records it at 41.0178, -84.5853.
• Nearest larger cities: Scott (2 mi); Latty (5 mi); Grover Hill (6 mi); Payne (9 mi); Paulding (9 mi). Living near a larger metro rarely changes what is available in Haviland.
• Smaller places nearby: Broughton (6 mi); Cecil (14 mi); Venedocia (17 mi).
• Smaller neighbours: 17 places smaller than Haviland sit within 50 miles.
• At 100 miles: 539 larger Census places fall inside that radius.

The anatomy of a Haviland personal loan

In Haviland, a small community of about 162, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Haviland's rank of 849th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Haviland decides the split between a comfortable payment and the total interest you pay.

Which Ohio laws govern a loan in Haviland

The rows below set out what a licensed lender must follow in Ohio, and so for Haviland's roughly 162 residents.

What is available to Haviland borrowers

At roughly 412 people per square mile, Haviland is lightly settled; 136 larger places lie within 50 miles. Whether Haviland has a local branch or not, a Ohio-licensed lender can serve its 162 people online on the same terms. The nearest larger city, Scott, OH about 2 miles away.

The geography behind Haviland

Inside Haviland's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 412 residents per square mile. Columbus, the largest place in Ohio, is about 110 miles from Haviland. Counting outward 50 miles, 136 larger communities surround Haviland. By land area it ranks 726th of 924 Ohio places.

Haviland against the rest of Ohio

Among Ohio's 924 places, Haviland sits at 849th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Haviland ranks 256th of 924 in Ohio (about the 72th percentile). By density, at about 412 people per square mile, it ranks 840th in Ohio. By land area, its 0.4 square miles rank 726th of 924 places in Ohio.