Personal loans in Haverstraw, NY

Personal loans in Haverstraw are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 12,226 population. Rate-shopping from Haverstraw costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A single loan can carry different costs on either side of a state line, and Haverstraw sits on the New York side of that line. The nearest larger metro is Ossining, NY about 4 miles away.

Where Haverstraw stands

Haverstraw is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: about 12,226 people live here, which puts Haverstraw 70th of 595 Census places in New York (Vintage 2023).
• Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
• People gained or lost: about 95 fewer since the 2020 base.
• Size percentile: roughly 88% of New York places rank below Haverstraw.
• Population density: about 6,162 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Haverstraw ranks 214th among New York's 595 places, at 2.0 sq mi.
• Water: Haverstraw holds about 3.06 square miles, the 12th-largest water area in New York.
• State population share: Haverstraw accounts for about 0.1% of everyone in New York.
• National rank: Haverstraw sits 2,740th by population among the 19,457 places in this dataset.
• Growth in New York: Haverstraw stands 182nd by percentage change from 2020 to 2023, among 595 places.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Haverstraw's 0.8%.
• Density in New York: Haverstraw ranks 50th by people per square mile.
• Density in context: Haverstraw's 6,162 people per square mile sit against a New York median of 1,515.
• Location: latitude 41.1782, longitude -73.9433 (Census Gazetteer).
• Nearest larger cities: Ossining (4 mi); Spring Valley (7 mi); Peekskill (8 mi); Ramsey (13 mi); White Plains (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: West Haverstraw (3 mi); Croton-on-Hudson (3 mi); Upper Nyack (4 mi).
• Smaller neighbours: 226 places smaller than Haverstraw sit within 50 miles.
• Within 100 miles: 138 places are larger than Haverstraw.

Haverstraw's place among New York's 595 places

Haverstraw is the 70th-largest of 595 Census places in New York and contains about 0.1% of the state's people. For population change between 2020 and 2023, Haverstraw ranks 182nd of 595 in New York (about the 69th percentile). By density, at about 6,162 people per square mile, it ranks 50th in New York. Between 2020 and 2023 the count changed by roughly 95 residents.

How lenders reach Haverstraw

With about 6,162 residents per square mile, Haverstraw is densely built, and 94 larger Census places sit within 50 miles. Distance to a branch rarely matters for Haverstraw's 12,226 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ossining, NY about 4 miles away.

How New York law applies in Haverstraw

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Haverstraw lender must follow.

The anatomy of a Haverstraw personal loan

With roughly 12,226 residents, Haverstraw is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Haverstraw. A longer term lowers the monthly payment on a Haverstraw loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Haverstraw sits

Haverstraw's land area is about 2.0 square miles; a further 3.06 square miles is water. The resulting density is about 6,162 people per square mile. New York, the largest place in New York, is about 36 miles from Haverstraw. A 50-mile radius around Haverstraw takes in 94 places that are larger. The 100-mile radius contains 138 larger places.