Personal loans in Haswell, CO

The Census estimates 70 residents in Haswell, which ranks it 261st of 270 places in Colorado. From the 2020 Census base to the 2023 estimate, the population declined by about 1.4%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 70 residents, Haswell is a small community, and the lending rules its borrowers live under are written in Colorado, not by the city. A single loan can carry different costs on either side of a state line, and Haswell sits on the Colorado side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a Haswell lender. The nearest larger metro is Eads, CO about 21 miles away.

The Haswell data picture

Haswell is a small community; the notes below cover its population profile and the statewide rules that apply.

What Colorado law requires in Haswell

This table holds the Colorado rate and licensing rules for consumer loans made to Haswell's 70 residents.

RuleDetailSource
State lending regulatorColorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code)
Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".		Colorado Attorney General — Consumer Protection Section
as of 2026-09-16
Maximum legal interest rate (usury cap)UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts
Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".		Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5)
as of 2026-09-16
Payday lending statusPermitted but capped at 36% APR (Proposition 111, effective February 1, 2019)
Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent".		Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act)
as of 2026-09-16

Land, water and location for Haswell

Haswell covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 70 residents, the land area yields roughly 87 people per square mile. The state's population centre of gravity, Denver, is roughly 129 miles away. A 50-mile radius around Haswell takes in 14 places that are larger. Within the same 50 miles lie 1 smaller Census places.

How lenders reach Haswell

At roughly 87 people per square mile, Haswell is sparsely settled; 14 larger places lie within 50 miles. Lenders licensed in Colorado reach Haswell's 70 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Eads, CO about 21 miles away.

The Haswell borrowing checklist

Before you apply in Haswell, a community of about 70, work through these steps:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Verify the lender's Colorado licence with the regulator listed on this page.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Haswell-specific: the same Colorado licensing and disclosure rules reach all 70 residents.

The anatomy of a Haswell personal loan

A Haswell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 70 residents. Federal Truth in Lending rules require a Haswell lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Haswell loan is knowable in advance — unlike a revolving card balance.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Haswell if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Haswell is the same as anywhere in Colorado.
What loan size can I expect in Haswell?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Haswell?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Haswell cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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