Personal loans in Hastings, OK
Census data show virtually no population shift in Hastings between 2020 and 2023. Hastings counts about 105 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing.
An estimated 105 people make their home in Hastings, a figure that ranks 507th in Oklahoma. The nearest larger city is Waurika, OK about 5 miles away. Consumer lending that reaches Hastings's 105 residents is governed by Oklahoma statute; no city ordinance changes it. Judge Hastings offers on total cost, not on how quickly the money arrives.
Where Hastings stands
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: 105 people, a figure that places Hastings 507th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: Hastings's 105 people outrank roughly 14% of the places in Oklahoma.
- Population density: 218 people per square mile on 0.5 square miles of land.
- Land area: Hastings covers 0.5 square miles, the 435th-largest area among Oklahoma's 590 places.
- Share of Oklahoma: Hastings holds about 0.0% of the state's population, some 105 people.
- National rank: Hastings is 18,049th of 19,457 places nationwide.
- Growth rank: Hastings's 2020-to-2023 change ranks 352nd of 590 places in Oklahoma.
- Against the state trend: Hastings's 0.0% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Hastings places 458th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Hastings's 218 people per square mile compare with a state median of 546.
- Location: 34.2243, -98.1087 (Census Gazetteer coordinates).
- Nearest larger cities: Waurika (5 mi); Temple (8 mi); Byers (12 mi); Comanche (12 mi); Petrolia (16 mi). Larger metros often have more branches, but online lenders reach Hastings on the same terms.
- Smaller communities close by: Addington (8 mi); Sugden (12 mi); Devol (27 mi), each with its own Census population profile.
- Within a 50-mile radius: 7 smaller Census places.
- Within 100 miles: 268 places are larger than Hastings.
How Oklahoma law applies in Hastings
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Hastings is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Hastings on the map
Inside Hastings's boundaries lie about 0.5 square miles of land, with no significant water area recorded. The resulting density is about 218 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 92 miles away. Within 50 miles of Hastings there are 56 larger Census places. Within the same 50 miles lie 7 smaller Census places.
How a Hastings personal loan is priced
Hastings is a small community of about 105 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hastings lender to disclose the APR and finance charge before you sign. Shortening the term on a Hastings loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Getting a loan in Hastings
Hastings is lightly settled, with about 218 people per square mile and 56 larger places within 50 miles. What is available to Hastings's 105 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Waurika, OK about 5 miles away.
Hastings against the rest of Oklahoma
Against Oklahoma's other places, Hastings accounts for about 0.0% of the state's population and ranks 507th of 590 by size. Its 2020-to-2023 change ranks 352nd of 590 Oklahoma places, putting it near the 40th percentile for growth. By density, at about 218 people per square mile, it ranks 458th in Oklahoma. Within 50 miles sit 7 smaller Census places, alongside the 56 that are larger.
Common questions
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Nearby places
- Waurika, OK — population 1,838
- Temple, OK — population 837
- Addington, OK — population 86
- Byers, TX — population 472
- Comanche, OK — population 1,404
- Sugden, OK — population 23
- Petrolia, TX — population 539
- Ryan, OK — population 668