Personal loans in Haskell, TX
Haskell shed about 1.1% of its population between the 2020 base and the 2023 estimate. With 3,058 residents, Haskell outranks about 60% of the communities in Texas.
Personal loans in Haskell are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 3,058 population. Compare APR, not the interest rate, because the APR folds in most fees on a Haskell loan. To lend to Haskell's 3,058 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. For a bigger market, look to Abilene, TX about 49 miles away.
The Haskell data picture
Haskell is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 3,058 people live here, which puts Haskell 488th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: About 1.1% below the 2020 Census base.
- Absolute change: 35 residents lost between 2020 and 2023.
- Size percentile: bigger than about 60% of the places in Texas, with 3,058 residents in Haskell.
- Population density: about 850 people per square mile across 3.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Haskell's 3.6 square miles rank 475th of 1,224 places in Texas.
- Share of Texas: Haskell holds about 0.0% of the state's population, some 3,058 people.
- National rank: Haskell is the 6,219th most populous of the 19,457 Census places covered here.
- Growth rank: Haskell ranks 978th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Haskell's 1.1% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Haskell places 608th among Texas's places by people per square mile.
- Density vs Texas: Haskell's 850 people per square mile compare with a state median of 840.
- Location: it lies at 33.1598, -99.7320 in the Census Gazetteer.
- Nearest larger cities: Abilene (49 mi); Clyde (54 mi); Breckenridge (55 mi); Sweetwater (62 mi); Graham (67 mi). Lenders licensed in the state serve Haskell whether or not they keep a local branch.
- Smaller communities within reach: Rule (9 mi); Stamford (11 mi); Weinert (12 mi).
- Smaller places within 50 miles: 23 of them.
- Within 100 miles: 21 places are larger than Haskell.
Texas consumer-lending rules applied in Haskell
When Texas does not publish a figure, the row links to the source instead of inventing a number; Haskell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Haskell against the rest of Texas
Haskell is the 488th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 978th of 1,224 Texas places, putting it near the 20th percentile for growth. By density, at about 850 people per square mile, it ranks 608th in Texas. In land area, Haskell ranks 475th among Texas's 1,224 places.
How a Haskell personal loan is priced
A Haskell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,058 residents. Two numbers drive a Haskell loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Haskell decides the split between a comfortable payment and the total interest you pay.
Where Haskell sits
Haskell covers about 3.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 850 people per square mile. Houston, the largest place in Texas, is about 346 miles from Haskell. Counting outward 50 miles, 1 larger communities surround Haskell. By land area it ranks 475th of 1,224 Texas places.
A practical checklist for Haskell borrowers
Before you apply in Haskell, a community of about 3,058, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Haskell-specific: the same Texas licensing and disclosure rules reach all 3,058 residents.
Common questions
What are my options in Haskell if my credit is poor?
What loan size can I expect in Haskell?
Do I have to pledge anything to borrow in Haskell?
Does comparing loans in Haskell cost me credit score points?
Nearby places
- Rule, TX — population 556
- Weinert, TX — population 170
- Stamford, TX — population 2,942
- Rochester, TX — population 244
- O'Brien, TX — population 88
- Knox City, TX — population 1,046
- Munday, TX — population 1,222
- Goree, TX — population 159